Wildchilde36 Posted April 22, 2021 Share Posted April 22, 2021 So seriously, have a small balance in no interest. Thought I would start on it and paid I think 500 on it. Balance goes down right? You would think a lower balance would make the score go up? WRONG. Punished 8 points for paying on it. What the heck. This is not the first time I have noticed this. Is it just me? Happening to others since the Rona? Here’s a pic. Well it won’t let me post a pic. But. It’s off myfico. Experience, your balance dropped by 500. Score now 739 -8. Quote Link to comment Share on other sites More sharing options...
centex Posted April 22, 2021 Share Posted April 22, 2021 How many accounts have a balance? Yes, it matters. I previously started a thread that tracked a drop (850 to 825) when nothing reported a balance OTHER than my AXP Plat AND I had added a new account. Just as NO accounts with a balance can cause a drop, so to can having more than one revolver with a balance, no matter how nominal. When I let something report ten bucks the next month, I regained 15 of the points IIRC. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted April 22, 2021 Share Posted April 22, 2021 Something else changed also. Quote Link to comment Share on other sites More sharing options...
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