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I need advice on how to get out debt.

I'm struggling with piled up mortgage fees right now since I lost my work in this pandemic. Thankfully, I got hired again recently, but am now dealing with a load of debt to pay off. The total mortgage that I need to pay of is roughly $50,000 with late bills which is roughly about $15,000. I came across a website and learned a bit about debt consolidation but I still am struggling on where to start... Any suggestions and recommendations will certainly be helpful in my situations. Thank you in advance.

Edited by CTSoxFan
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Based upon the site you linked, are you IN Canada?  If so, that could impact SOME guidance that is given.

 

I am also confused about whether you are dealing SOLELY with mortgage arrearages or if you are meaning other bills in addition to the mortgage. 

 

IF there are other bills beyond the mortgage, then your better bet is to contact each lender and try to work something out with them.  MOST of the debt consolidation outfits which exist are NOT going to be looking out for your best interest, with the same holding true for many of the debt settlement entities. 

 

Knowing how much is actually owed will be beneficial to any who try to assist you, and you may also want to explore your options in the main credit forum. 

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If the OP is in Canada, I can move this to our Canadian Credit subforum, though this forum's collective knowledge of how credit operates north of the 48th Parallel is very sparse and it varies greatly from how things are done in the US.

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7 hours ago, IndyPoolPlayer said:

If the OP is in Canada, I can move this to our Canadian Credit subforum, though this forum's collective knowledge of how credit operates north of the 48th Parallel is very sparse and it varies greatly from how things are done in the US.

 

My guess is OP is from Spamitoba.

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