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Im working on getting a couple small medical collections off my reports using WhyChat method (3 of them, $50 or less, just overlooked)


Im having trouble getting the actual account number from the reports.


I got them through annualcreditreport.com (I also have myfico.com) , but even on there, all of the 3 bureaus have the masqueraded account numbers   1234XXXXXXX


how on earth do you get the actual acct number? or is it ok to do whychats method with 1234XXXXX?



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