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LVNV collections off my mother's account


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$151 collection account off my mothers account. I called in and stated that my mom really has nothing off capital one on her account which is mentioned as original creditor. My mother had no capital one account or even being reported on her credit history. Just talked to them not admitting to debt and just stated we wanted it off. They agreed to a $42 settlement and got confirmation that they would be deleting the account. Sure I could have done a DV etc, but my parents are looking to refinance the home sooner than later, so the $42 wasn't a huge deal.

Seems like LVNV is open to negotiating.  just a heads up.

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On 2/12/2021 at 5:43 AM, legaleagle2012 said:

You sure you read it right? LVNV is almost exclusive with Credit One, not Capitol One.

yep it was capital one, and neither is credit one listed on the credit reports. Only Macy's and TJMaxx lol my mom is a compulsive apper for 10% savings -_-; now I got mad and her and now she only apps for good cars that gets her tons of bonuses

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