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Initial Dispute letter Results


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Hello 

Whychat thank you very much for sharing; and I've been reading through your program guide for quite some time now, and I would like to think that I've understood the steps and how the process works. However, I got confused and not sure what the next step should be. 

- I sent the Initial dispute letter for 5 medical accounts.

- Experian: 2 Accounts deleted, and 3 were verified as Accurate

- Equifax: All Deleted

-Transunion: 1 Deleted and 4 are still in the collection section but moved to a sub-section with status closed, and they all still have balance. The Remarks on all of them: "Account information disputed by the consumer, meets FCRA requirements."

- I didn't receive anything from the collection agency

 

I'm not sure what to do next as I have different results. I understand that If the accounts are verified, AND I received NOTHING from the reporting CA, I need to send the reporting CA the "MEDICAL DISPUTE VALIDATION LETTER" I want to confirm this is my next step.

 

I appreciate any feedback. 

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