cv91915 Posted May 21, 2021 Author Share Posted May 21, 2021 (edited) 5 hours ago, DebtFreeIn04 said: Yeah me too I'll get that quick 300 off the furniture and run 🤣 What pieces are you getting? I need a chair for the living room, a dining room set, and some simple counter (bar) stools. I basically emptied three rooms, with nothing picked out to fill it back up. 😛 EDIT: And some end tables. Edited May 21, 2021 by cv91915 DebtFreeIn04 1 Quote Link to comment Share on other sites More sharing options...
IndyPoolPlayer Posted May 21, 2021 Share Posted May 21, 2021 Amex - After two 4506-T's I still got ghosted. Starting to sound like a few women I tried to date. Citi ExtraAAmiles - Hey! A no AF travel card! Alright I'll bite. $5500. Meh. TheVig and Kat58 1 1 Quote Link to comment Share on other sites More sharing options...
schizcat Posted May 21, 2021 Share Posted May 21, 2021 13 hours ago, j7n1o7 said: Discover: $750 > $1200 How often can you request a CLI from Disco? They auto cli me when I pay off the card after a big balance. Only 2 times in the last 8 years but I'll live. I just did a balance transfer and will have it paid off before the end of the term so we'll see. Quote Link to comment Share on other sites More sharing options...
DebtFreeIn04 Posted May 27, 2021 Share Posted May 27, 2021 Amex hhonors 1k to 3k instant 😁 cv91915 and cleverpronoun 2 Quote Link to comment Share on other sites More sharing options...
brainchasm Posted May 27, 2021 Share Posted May 27, 2021 App'd in branch and approved last Saturday with a phone call for another CSP. Obviously just doing it for the SUB. $38k total exposure with Chase, but they still required me to move some limit from my $30k card instead of extending me more. No biggie, I was expecting that. cv91915, TheVig and Kat58 3 Quote Link to comment Share on other sites More sharing options...
j7n1o7 Posted May 29, 2021 Share Posted May 29, 2021 NASA Federal CU VisaApproved for $15k, 12.9%Sent from my SM-G991U using Tapatalk Kat58 and DebtFreeIn04 2 Quote Link to comment Share on other sites More sharing options...
cleverpronoun Posted May 30, 2021 Share Posted May 30, 2021 Chase Freedom Unlimited: $9,100. 😮 Very surprised and happy about this. DebtFreeIn04, Kat58 and TheVig 3 Quote Link to comment Share on other sites More sharing options...
wildboys Posted June 2, 2021 Share Posted June 2, 2021 On 5/29/2021 at 12:26 PM, j7n1o7 said: NASA Federal CU Visa Approved for $15k, 12.9% Sent from my SM-G991U using Tapatalk Did you already have a relationship with the CU. Did it show your preapprove rate before you applied? Quote Link to comment Share on other sites More sharing options...
hdporter Posted June 3, 2021 Share Posted June 3, 2021 Prospects for a further increase on my $29.8 Discover CL are bleak. Last increase was $500 Jan '20. Last response was: Denied - insufficient use of credit line. I put one or two charges on it each quarter. No incentive to charge more. I thought they'd toss me a $500 CLI bone after not having requested in 16 months; not the case. Quote Link to comment Share on other sites More sharing options...
j7n1o7 Posted June 3, 2021 Share Posted June 3, 2021 Did you already have a relationship with the CU. Did it show your preapprove rate before you applied?No relationship with them at all before approval. You do have to become a member after approval. Yes, they show the CL and rate once pre-approved. Sent from my SM-G991U using Tapatalk Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 4, 2021 Share Posted June 4, 2021 Navy Federal CU CashReward approval. $10,000.00 Pull TransUnion - TU FICO-9 Score-??? TransUnion FICO 8 - 798 DebtFreeIn04, TheVig and Kat58 3 Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 4, 2021 Share Posted June 4, 2021 7 hours ago, MP80 said: Navy Federal CU CashReward approval. $10,000.00 Pull TransUnion - TU FICO-9 Score-??? TransUnion FICO 8 - 798 Wow! Once the inquiry hit my report almost immediately, I received notifications from Amex, Cap One, CK, Wallet. These days you get notified instantaneously. It's pretty tough for any fraudster to getaway. Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 5, 2021 Author Share Posted June 5, 2021 13 hours ago, MP80 said: Wow! Once the inquiry hit my report almost immediately, I received notifications from Amex, Cap One, CK, Wallet. These days you get notified instantaneously. It's pretty tough for any fraudster to getaway. This is why I don't bother freezing, un-freezing, re-freezing, re-unfreezing and re-re-freezing my reports. MP80 and Kat58 2 Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 5, 2021 Share Posted June 5, 2021 5 hours ago, cv91915 said: This is why I don't bother freezing, un-freezing, re-freezing, re-unfreezing and re-re-freezing my reports. Haha...CV, you are cracking me up! The way you describe it is indeed the case, troublesome and galling, but, to remind you who you are applying to? Is it Chase, Citi, or Cap One? Most folks would lock up two credit bureaus when applying to Chase and thaw Experian. This will not work on Cap One though, Cap One at least needs two. FWIW. Cap One has 50% cash advances and Chase has a miserly tightwad of 5%. Quote Link to comment Share on other sites More sharing options...
wildboys Posted June 6, 2021 Share Posted June 6, 2021 When I do the Pre Approval it only shows 9.4 interest rate. It does not show a credit limit. MP80 1 Quote Link to comment Share on other sites More sharing options...
Midwestgardener Posted June 7, 2021 Share Posted June 7, 2021 SMH at Amex. Had a 55K BCE card. Was approved for Amex Bonvoy with 35K CL. Problem is, they took 20K of it from my BCE. 350K in total CL. Never late, no derogs and income is not an issue. Unsure if my new mortgage frightened them (70% equity). Can someone explain? What am I not seeing. Over 100K CL with Chase... Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 7, 2021 Share Posted June 7, 2021 20 hours ago, wildboys said: When I do the Pre Approval it only shows 9.4 interest rate. It does not show a credit limit. Who is the lender that you're referring to? Quote Link to comment Share on other sites More sharing options...
althes Posted June 7, 2021 Share Posted June 7, 2021 Approved BMO Harris Plat MC. Got it for the 0% for 15 month purchases and BT. MP80, Kat58 and TheVig 3 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 9, 2021 Author Share Posted June 9, 2021 You recently requested a credit line increase for your Capital One Walmart Rewards Card account. Unfortunately, your account isn't eligible right now. We know this isn't the answer you were hoping for and we want to help you understand why:· Recent use of this account's existing credit line has been too low Sincerely, Capital One Customer Care Team Please see reverse side for important information and disclosures. © 2021 Capital One. Capital One is a federally registered service mark. All rights reserved. althes, DebtFreeIn04 and MP80 3 Quote Link to comment Share on other sites More sharing options...
nemo Posted June 9, 2021 Share Posted June 9, 2021 Approved for Chase Amazon Visa Signature (not Prime), $9300. A few days ago, I had applied while checking out at Amazon.com. They gave me the 30-day message. At this point in my credit journey, I only want a new card if they really want me as a customer, so I made a conscious decision not to recon and just let it fail. All of a sudden, today I got an e-mail stating I was approved with a CL of $5k. When I logged in, it was actually $9.3k. This is my second Chase card. Total exposure: $29300. Kat58, MP80, cv91915 and 1 other 4 Quote Link to comment Share on other sites More sharing options...
TheVig Posted June 9, 2021 Share Posted June 9, 2021 BofA Amtrak Guest Rewards World MC. Instant approval. $13,000 $79 AF 20,000 SUB and $200 statement credit for $1000 spend in first 90 days. cv91915, MP80 and Kat58 3 Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 9, 2021 Share Posted June 9, 2021 Didn't you have a BofA Amtrak Guest Rewards MC credit card? I thought there were two Amtrak cards with the lower-tier with no annual fee. Do you have two cards now? Quote Link to comment Share on other sites More sharing options...
TheVig Posted June 9, 2021 Share Posted June 9, 2021 3 hours ago, MP80 said: Didn't you have a BofA Amtrak Guest Rewards MC credit card? I thought there were two Amtrak cards with the lower-tier with no annual fee. Do you have two cards now? Yes. I have both cards now. I did it for the SUB. Also for some perks. I did a write up of what the AF card gets you in my ongoing thread. MP80 1 Quote Link to comment Share on other sites More sharing options...
MP80 Posted June 9, 2021 Share Posted June 9, 2021 (edited) 4 hours ago, TheVig said: Yes. I have both cards now. I did it for the SUB. Also for some perks. I did a write up of what the AF card gets you in my ongoing thread. I like the blue Amtrak card. The annual fee is $79. I suspect that Bank of America will not allow me to exceed the $100,000 credit limit threshold.* Every time I log in, there are traditional legacy cards for me to choose from. At present, there are too many credit card offers and SUBs. I don't know who to apply for. * I’ve seen screenshots of Bank of America providing its customers with up to $300,000 in excess of the threshold credit limit. However, ordinary Joes like us are not qualified. Edited June 9, 2021 by MP80 althes 1 Quote Link to comment Share on other sites More sharing options...
cv91915 Posted June 9, 2021 Author Share Posted June 9, 2021 4 hours ago, MP80 said: I like the blue Amtrak card. The annual fee is $79. I suspect that Bank of America will not allow me to exceed the $100,000 credit limit threshold. Every time I log in, there are 4 traditional legacy cards for me to choose from. At present, there are too many credit card offers and SUBs. I don't know who to apply for. Did you already have the CSP? Quote Link to comment Share on other sites More sharing options...
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