DebtFreeIn04 Posted February 5 Share Posted February 5 Cli Carecredit +5400 to 15k. Soft pull 😁 Quote Link to post Share on other sites
DebtFreeIn04 Posted February 5 Share Posted February 5 On a roll cli USAA platinum visa + 3000 to 5k , hard pull EX. Quote Link to post Share on other sites
DebtFreeIn04 Posted February 5 Share Posted February 5 Well I think this is the last cli for today. Small credit union SRPFCU + 1000 to 2000 hard pull EX. Gonna call it a day for CLI'S 👍 Quote Link to post Share on other sites
cv91915 Posted February 5 Author Share Posted February 5 4 hours ago, DebtFreeIn04 said: Cli Carecredit +5400 to 15k. Soft pull 😁 4 hours ago, DebtFreeIn04 said: On a roll cli USAA platinum visa + 3000 to 5k , hard pull EX. 2 hours ago, DebtFreeIn04 said: Well I think this is the last cli for today. Small credit union SRPFCU + 1000 to 2000 hard pull EX. Gonna call it a day for CLI'S 👍 You, my friend, are on FIRE. [Hint: turn it WAY up] DebtFreeIn04 1 Quote Link to post Share on other sites
DebtFreeIn04 Posted February 5 Share Posted February 5 2 hours ago, cv91915 said: You, my friend, are on FIRE. [Hint: turn it WAY up] Next eligible cli will be new NFCU amex. 91 days since opening will be feb 14th. 3rd statement cut feb 6th. I'm at 47% utilization on it , 35% overall. We'll see. Note once the new limits hit the reports I'll be just under 30% overall utilization. cv91915 1 Quote Link to post Share on other sites
DebtFreeIn04 Posted February 6 Share Posted February 6 18 hours ago, cv91915 said: You, my friend, are on FIRE. [Hint: turn it WAY up] Just a datapoint, my two EX hard pulls resulted in 3 point drop from 716 to 713. Should be made up pretty soon from what I understand. Now have to delay gratification till mid summer when I go for my first Chase and maybe Citi cards. Quote Link to post Share on other sites
cv91915 Posted February 11 Author Share Posted February 11 TAD's Citi Dubble Kash: $24,100 (+$3,000) Not sure why they're so stingy. He actually uses this card. DebtFreeIn04 1 Quote Link to post Share on other sites
DebtFreeIn04 Posted February 14 Share Posted February 14 $15,000 (+3000). 91 days since account opening, soft pull EQ i think. cv91915 1 Quote Link to post Share on other sites
trachkids Posted February 16 Share Posted February 16 Hello y'all. Haven't been on much since right after my husband died in 2017 & haven't done a tremendous amount of applying for anything new either. Some CLIs (13 current cards/$530,100), & refinanced my 30yr fixed mortgage from an FHA obtained in 2009 (thanks to this board), with Chase in 11/2019 to shorten the term/eliminate PMI/lower the rate (5%x30yr to 3.75%x15yrs). PSECU combo approved for $30k. They pulled TU, but decision was instant & I've not received any correspondence yet. Currently have an 803 via PSECU & current Barclay TU is 847. Posted in CP also. I hope you all are doing well:-) DebtFreeIn04, swimmingwithsharks, Kat58 and 3 others 6 Quote Link to post Share on other sites
swimmingwithsharks Posted February 16 Share Posted February 16 Citi Double Cash $14k -> $17k, online luv button, no HP. I can't remember the last time I asked for a CLI on this card, but now I'll try to get on a schedule! cv91915, DebtFreeIn04 and trachkids 3 Quote Link to post Share on other sites
raduque Posted February 19 Share Posted February 19 (edited) I lost everything around the beginning of 2017 when my good job went away at the beginning of 2016. I had been doing my best to keep up with the minimums, but just couldn't manage all the expenses anymore as the new job kept shedding hours. Starting to rebuild. Bought a Jeep Renegade last year in November, and opened a rebuild card with Cap1. Went from a low of 429 FICO (per Discover) to a current 578. Baby steps. Another 4 or 5 months of on-time on the car and CC payments and I'm going to try and refi the Jeep. Edited February 19 by raduque trachkids, cv91915 and TheVig 3 Quote Link to post Share on other sites
TheVig Posted February 24 Share Posted February 24 CLI Williams Sonoma Visa Sig $19,300 to $21,300 Quote Link to post Share on other sites
althes Posted February 27 Share Posted February 27 Williams Sonoma 17,100 to 19,100 Overstock 18000 to 20000 Bloomingdales 24000 to 25000 TheVig and cv91915 2 Quote Link to post Share on other sites
jkl83 Posted March 1 Share Posted March 1 NFCU More Rewards $21,100 at 9.65% Second card with them, and this one was a much higher initial limit and lower rate. althes, DebtFreeIn04 and cv91915 1 2 Quote Link to post Share on other sites
DebtFreeIn04 Posted March 5 Share Posted March 5 Citi Rewards+ approved $5300 SL. 15000 TY points . First Citi card woohoooo 😁 althes and cv91915 2 Quote Link to post Share on other sites
centex Posted March 9 Share Posted March 9 (edited) Opted to pull the trigger on a pre-approval from Chiti on Diamond Preferred. No SUB, but with no fee, not a huge deal. 18 months of 0% on purchases or BT's (although the BT option was not at attractive fee nor do I have anything to transfer at the moment). This was a targeted mailer that claims 9 of 10 receiving it would be approved... Consistent with the practices in Texas, they were an EQ pull...opening line was thoroughly *meh*, coming in at $16,500.00. Not sure what my EQ score is on any model, but the data is consistent with the other two major bureaus that have produced an 850 FICO in multiple months (and 87x of 900 on another FICO model). Edited to add that I did just see that there was also a soft pull on EXP. Edited March 9 by centex DebtFreeIn04 1 Quote Link to post Share on other sites
dac5678 Posted March 15 Share Posted March 15 (edited) 2021 has been a great year so far for me credit wise. Paid off all of my credit cards in February. Thanks Gamestop :). Also broke in to the 800s for the first time ever. Citi Double cash $14,400 - $19,300 SP Amex Blue Cash $15,300 - $25,000 SP Also refinanced 30 year mortgage (27 remaining) @ 4.625% to a 20 year @ 3% with no points. Monthly cost dropped about $100 and will pay it off a lot quicker. Edited March 15 by dac5678 Add credit scores Kat58, DebtFreeIn04 and cv91915 2 1 Quote Link to post Share on other sites
Midwestgardener Posted March 17 Share Posted March 17 $5K-$10K CLIs on BOA, Citi, Amex and Chase. Still shopping for my next card...last year was a low travel year (like the rest of the world I suppose). This year will be 6+ personal trips (business trips v zoom = ???). We dine out a lot. Aside from Amex Centurion, any great suggestions that we may not know of? cv91915 and Kat58 2 Quote Link to post Share on other sites
cv91915 Posted March 17 Author Share Posted March 17 4 hours ago, Midwestgardener said: $5K-$10K CLIs on BOA, Citi, Amex and Chase. Still shopping for my next card...last year was a low travel year (like the rest of the world I suppose). This year will be 6+ personal trips (business trips v zoom = ???). We dine out a lot. Aside from Amex Centurion, any great suggestions that we may not know of? Depending on relationship level you can get 3-5.25% back on one of the Bank of America 3/2/1 cards, with Dining selected as the 3% category. We have three of these cards in hour household, with Online Shopping, Online Shopping, and Dining paying 5.25% (capped at $2,500/quarter per card). PayPal Extras Mastercard is 3 points on dining. I think a point is still worth a penny, but confirm. Midwestgardener 1 Quote Link to post Share on other sites
Midwestgardener Posted March 18 Share Posted March 18 On 3/17/2021 at 12:07 PM, cv91915 said: Depending on relationship level you can get 3-5.25% back on one of the Bank of America 3/2/1 cards, with Dining selected as the 3% category. We have three of these cards in hour household, with Online Shopping, Online Shopping, and Dining paying 5.25% (capped at $2,500/quarter per card). PayPal Extras Mastercard is 3 points on dining. I think a point is still worth a penny, but confirm. Awesome. Many thanks! cv91915 1 Quote Link to post Share on other sites
Second Chances Posted April 9 Share Posted April 9 Chase Freedom CLI from $3,700 to $6,000 Had the card for 8 months when I called to request CLI. cv91915 and Kat58 2 Quote Link to post Share on other sites
TheVig Posted April 12 Share Posted April 12 Amex EveryDay. No AF. $6000 CL. 10k MR after $1k spend. I got this card as part of a plan to reduce my Amex annual fees, but still have the ability to earn MR points. I'm closing my Platinum in June, and most likely the Green this fall. I speak more on it, in my ongoing points thread. Kat58 and StarkRaven$ 2 Quote Link to post Share on other sites
TheVig Posted Friday at 05:53 AM Share Posted Friday at 05:53 AM Bj's MC CLI. $16k to $18k cv91915 1 Quote Link to post Share on other sites
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.