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Master 2021 Approvals and CLIs Thread (Post Yours!)


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4 hours ago, DebtFreeIn04 said:

Cli Carecredit +5400 to 15k. Soft pull 😁

 

4 hours ago, DebtFreeIn04 said:

On a roll cli USAA platinum visa + 3000 to 5k , hard pull EX.

 

2 hours ago, DebtFreeIn04 said:

Well I think this is the last cli for today. 

 

Small credit union SRPFCU + 1000 to 2000 hard pull EX. Gonna call it a day for CLI'S 👍

You, my friend, are on FIRE.  :yu:

 

[Hint: turn it WAY up]

 

 

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2 hours ago, cv91915 said:

 

 

You, my friend, are on FIRE.  :yu:

 

[Hint: turn it WAY up]

 

 

Next eligible cli will be new NFCU amex. 91 days since opening will be feb 14th. 3rd statement cut feb 6th. I'm at 47% utilization on it , 35% overall. We'll see.

 

Note once the new limits hit the reports I'll be just under 30% overall utilization.  

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18 hours ago, cv91915 said:

 

 

You, my friend, are on FIRE.  :yu:

 

[Hint: turn it WAY up]

 

 

Just a datapoint, my two EX hard pulls resulted in 3 point drop from 716 to 713.  Should be made up pretty soon from what I understand.  

 

Now have to delay gratification till mid summer when I go for my first Chase and maybe Citi cards. 

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Hello y'all.

 

Haven't been on much since right after my husband died in 2017 & haven't done a tremendous amount of applying for anything new either. Some CLIs (13 current cards/$530,100), & refinanced my 30yr fixed mortgage from an FHA obtained in 2009 (thanks to this board), with Chase in 11/2019 to shorten the term/eliminate PMI/lower the rate (5%x30yr to 3.75%x15yrs).

 

PSECU combo approved for $30k. They pulled TU, but decision was instant & I've not received any correspondence yet. Currently have an 803 via PSECU & current Barclay TU is 847.

 

Posted in CP also. I hope you all are doing well:-)

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I lost everything around the beginning of 2017 when my good job went away at the beginning of 2016. I had been doing my best to keep up with the minimums, but just couldn't manage all the expenses anymore as the new job kept shedding hours.

 

Starting to rebuild.

 

Bought a Jeep Renegade last year in November, and opened a rebuild card with Cap1. Went from a low of 429 FICO (per Discover) to a current 578. Baby steps. Another 4 or 5 months of on-time on the car and CC payments and I'm going to try and refi the Jeep. 

 

 

Edited by raduque
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