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Master 2021 Approvals and CLIs Thread (Post Yours!)

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This is YOUR year.  Pursue quality and do not settle!

 

No useless store cards, no fee sucker/subprime credit report stains (Credit One, First PREMIER, etc.), no 99% LTV mortgages with nothing in savings, no 72+ month auto loans.  

 

When it comes to credit and finances, planning and impulse control will serve you well over the long term.  As you evaluate your credit options for 2021, please look several steps ahead and decide if you'll be happy with this year's decisions 2-5 years (or longer) from now.

 

Happy New Year, everyone!

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Posted (edited)
2 hours ago, hegemony said:

$50 bucks says you had this post drafted 3 months ago... :lol:

You have me confused with Cappy.  😛 

 

Venmo works for me.  💲

 

 

Edited by cv91915

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Amex Blue Business Cash - $9k CL

SUB is ok for a no-fee card - $250 statement credit for $5k spend in first 6 months, plus additional $250 statement credit for an additional $10k spend in first year.

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Another $1k with Discover just for asking.
 
Now at an even $30k with Discover, which pleases my OCD, and thus pleases me.
 
I've set $30k or more as the goal for my next luv button hit.

Sent from my SM-N986U using Tapatalk

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Another day, another targeted offer from Amex with an elevated SUB
Blue Business Plus - $9K CL

SUB: 25K MR for $3K spend in 3 months

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On 1/18/2021 at 10:46 PM, a1wavey said:

my first unsecured cc YAYY!

AU for 2 CC's

 

NAVY FED AMEX $3K

 

will request CLI after 3rd statement

 

Congrats on your first unsecured card.  👍

 

That one should grow over time.

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Last month my largest posted balance ($2900) hit the SDFCU 2% Visa.  I PIF before the due date.  I charged another $2500 this month.  After the pmt due date, I received a CLD notice from Credit Karma that my SDFCU limit went from $34K to $30K.  SDFCU online showed it at $34K so I called and asked if the CLD was real.  Was told someone would call me back.  My statement cut 2 days later and reflected a CLI to $39K.   

 

This is the second time in a year that Credit Karma incorrectly reported a CLD for SDFCU- same amount.   

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