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Success w 2 b&m banks w multiple recent EWS & Chex entries

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I am over the moon! Despite multiple entries in Chex (including 'suspected fraud' 🙄) AND EWS, I was recently approved for TD Bank's convenience checking AND a basic checking w US Bank!


Heres the lowdown:

Apply to TD bank from anywhere in the US by applying via phone call and they'll give you instant approval. i was shocked!


For US bank, i applied for their secured card and once enrolled in online banking, I was given the option to apply for their Gold checking account, and again - instant approval!


I've had them for 2 months now, but haven't enrolled in Zelle just in case, and I think it'll all be okay as long as I don't eff it up or let anyone else do that.


I am over the moon, as I found using Chime as semi-embarrassing when checking into swanky hotels for work, haha.


Has anyone else had success with TD bank? Praying to God this post doesn't jinx me!


thanks for all the help on here guys!



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Thank you for the update. Keep us posted on any operational or service issues - both positive and negative.

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