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Settle4Less -- Effective?


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Does anyone know about or have experience with this outfit, settle4less.com?  Supposedly their method is similar to that of RIPMedicalDebt.org, which uses charitable contributions to purchase defaulted medical debt and retire it permanently -- a sort of capture and kill method.  Settle4Less lets a person with charged off or zombie debt make a proffer to buy the debt from the debt collector rather than pay the debt off.  I've done some online research and they seem legit, but I was just wondering how effective a strategy this is.  Has anyone here tried it or know of someone who has?

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