US Bank CLI Question

[StarkRaven$]

I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit.

[hdporter]

2 hours ago, StarkRaven$ said:

I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit.

 

Yes.  Your post reminded me that Bev's 6th statement recently cut and I requested a CLI.  She was approved for an increase to $10k (from an initial $5k).  I don't believe I've received a hard inquiry for a CLI request.

[StarkRaven$]

2 hours ago, hdporter said:

 

Yes.  Your post reminded me that Bev's 6th statement recently cut and I requested a CLI.  She was approved for an increase to $10k (from an initial $5k).  I don't believe I've received a hard inquiry for a CLI request.

I'll wait until after the 6th statement cuts. 

[cv91915]

Whenever I read "statement cut" I think of this.

 

 

Edited November 13, 2020 by cv91915

[Zanshiro]

I do not miss those days of dot-matrix doom

[cv91915]

On 11/12/2020 at 12:10 PM, StarkRaven$ said:

I'll wait until after the 6th statement cuts. 

Don't keep us waiting.

[hdporter]

This prompted me to request for myself (last CLI was Jul 6).  Currently at $20k.  Declined.  (I'll report back when they send the AA letter.)

[swimmingwithsharks]

On 1/14/2021 at 8:55 AM, hdporter said:

This prompted me to request for myself (last CLI was Jul 6).  Currently at $20k.  Declined.  (I'll report back when they send the AA letter.)

Thanks for the update. I used to get automatic CL  increases on my USBank card, but that stopped years ago. I've never followed up. Maybe I'll poke the bear and see if there's a growl, too. 

[IndyPoolPlayer]

On 11/13/2020 at 6:44 PM, Zanshiro said:

I do not miss those days of dot-matrix doom

I'll see your dot matrix and raise you a daisy wheel printer