StarkRaven$ Posted November 12, 2020 Share Posted November 12, 2020 I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit. Quote Link to post Share on other sites
hdporter Posted November 12, 2020 Share Posted November 12, 2020 2 hours ago, StarkRaven$ said: I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit. Yes. Your post reminded me that Bev's 6th statement recently cut and I requested a CLI. She was approved for an increase to $10k (from an initial $5k). I don't believe I've received a hard inquiry for a CLI request. hegemony and StarkRaven$ 2 Quote Link to post Share on other sites
StarkRaven$ Posted November 12, 2020 Author Share Posted November 12, 2020 2 hours ago, hdporter said: Yes. Your post reminded me that Bev's 6th statement recently cut and I requested a CLI. She was approved for an increase to $10k (from an initial $5k). I don't believe I've received a hard inquiry for a CLI request. I'll wait until after the 6th statement cuts. Quote Link to post Share on other sites
cv91915 Posted November 13, 2020 Share Posted November 13, 2020 (edited) Whenever I read "statement cut" I think of this. Edited November 13, 2020 by cv91915 centex, StarkRaven$, Zanshiro and 1 other 4 Quote Link to post Share on other sites
Zanshiro Posted November 13, 2020 Share Posted November 13, 2020 I do not miss those days of dot-matrix doom Quote Link to post Share on other sites
cv91915 Posted January 14 Share Posted January 14 On 11/12/2020 at 12:10 PM, StarkRaven$ said: I'll wait until after the 6th statement cuts. Don't keep us waiting. hegemony 1 Quote Link to post Share on other sites
hdporter Posted January 14 Share Posted January 14 This prompted me to request for myself (last CLI was Jul 6). Currently at $20k. Declined. (I'll report back when they send the AA letter.) cv91915 1 Quote Link to post Share on other sites
swimmingwithsharks Posted January 15 Share Posted January 15 On 1/14/2021 at 8:55 AM, hdporter said: This prompted me to request for myself (last CLI was Jul 6). Currently at $20k. Declined. (I'll report back when they send the AA letter.) Thanks for the update. I used to get automatic CL increases on my USBank card, but that stopped years ago. I've never followed up. Maybe I'll poke the bear and see if there's a growl, too. Quote Link to post Share on other sites
IndyPoolPlayer Posted January 16 Share Posted January 16 On 11/13/2020 at 6:44 PM, Zanshiro said: I do not miss those days of dot-matrix doom I'll see your dot matrix and raise you a daisy wheel printer Quote Link to post Share on other sites
hdporter Posted January 24 Share Posted January 24 On 1/14/2021 at 11:55 AM, hdporter said: This prompted me to request for myself (last CLI was Jul 6). Currently at $20k. Declined. (I'll report back when they send the AA letter.) Received reason for denial yesterday: Previous change to credit limit in the past 6 mo. (Jul 6 incr -> Jan 14 request, 7 statements in the interim). Guess I (we) better try at 7 mo (210 day) minimum intervals. Quote Link to post Share on other sites
hdporter Posted February 9 Share Posted February 9 On 1/24/2021 at 3:29 PM, hdporter said: Received reason for denial yesterday: Previous change to credit limit in the past 6 mo. (Jul 6 incr -> Jan 14 request, 7 statements in the interim). Guess I (we) better try at 7 mo (210 day) minimum intervals. Just reporting back that I pushed another CLI request through for my US Bank Cash+ card today. Approved; $5k taking me to $25k. Today was a couple of days past the 7 mo mark since my last increase. To save myself time and aggravation, I've flagged Sep 10 (7 mo) for my next CLI request. (btw, anyone know US Bank's cap on soft inquiry CLI requests??) Quote Link to post Share on other sites
hdporter Posted February 9 Share Posted February 9 On 11/12/2020 at 10:11 AM, StarkRaven$ said: I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit. Hey @StarkRaven$, is this off your radar? Are there struggles that you're holding back on? I'm sure I'm not the only one with a supportive comment at the ready ... Quote Link to post Share on other sites
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