Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


US Bank CLI Question

Recommended Posts

I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit.

Share this post


Link to post
Share on other sites

2 hours ago, StarkRaven$ said:

I'm approaching my first 6-month anniversary on my US Bank credit card and curious if I can request a CLI and, if they do soft or hard pulls. Does anyone know? They approved me with just a $5K limit.

 

Yes.  Your post reminded me that Bev's 6th statement recently cut and I requested a CLI.  She was approved for an increase to $10k (from an initial $5k).  I don't believe I've received a hard inquiry for a CLI request.

Share this post


Link to post
Share on other sites
2 hours ago, hdporter said:

 

Yes.  Your post reminded me that Bev's 6th statement recently cut and I requested a CLI.  She was approved for an increase to $10k (from an initial $5k).  I don't believe I've received a hard inquiry for a CLI request.

I'll wait until after the 6th statement cuts. 

Share this post


Link to post
Share on other sites
On 11/12/2020 at 12:10 PM, StarkRaven$ said:

I'll wait until after the 6th statement cuts. 

Don't keep us waiting.

Share this post


Link to post
Share on other sites

This prompted me to request for myself (last CLI was Jul 6).  Currently at $20k.  Declined.  (I'll report back when they send the AA letter.)

Share this post


Link to post
Share on other sites
On 1/14/2021 at 8:55 AM, hdporter said:

This prompted me to request for myself (last CLI was Jul 6).  Currently at $20k.  Declined.  (I'll report back when they send the AA letter.)

Thanks for the update. I used to get automatic CL  increases on my USBank card, but that stopped years ago. I've never followed up. Maybe I'll poke the bear and see if there's a growl, too. 

Share this post


Link to post
Share on other sites
On 11/13/2020 at 6:44 PM, Zanshiro said:

I do not miss those days of dot-matrix doom -_-

I'll see your dot matrix and raise you a daisy wheel printer

 

 

Share this post


Link to post
Share on other sites
On 1/14/2021 at 11:55 AM, hdporter said:

This prompted me to request for myself (last CLI was Jul 6).  Currently at $20k.  Declined.  (I'll report back when they send the AA letter.)

 

Received reason for denial yesterday:  Previous change to credit limit in the past 6 mo.  (Jul 6 incr -> Jan 14 request, 7 statements in the interim).

 

Guess I (we) better try at 7 mo (210 day) minimum intervals.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.





  • Member Statistics

    • Total Members
      179,959
    • Most Online
      2,046

    Newest Member
    cpw5354
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines