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Credit Application:

Your Age: 56

Your Equifax Credit Score: 723 fico 8---fico auto 8 is 725, auto 9 is 681
Your Experian Credit Score: 720 fico 8--- auto 8 is 716, auto 9 is 687
Your TransUnion Credit Score: 719 fico 8--- auto 8 is 718, auto 9 is 683

How long have you been on file with the CRA?s? 15 years

Previous Automotive Credit History: Yes
Do you have an open auto loan? no
Will this loan be a trade-in? No
Number of late pays within the last 12 months on the currently open loan? N/A
Number of late pays within the last 13-24 months on the currently open loan? N/A
Current open auto loan is financed with? N/A
Current open auto loan payment is? N/A
Estimated amount you may be upside down in this vehicle? N/A
Rate your payment history on this open auto loan from 1-10 (10=BEST) 10

 

I have read and understand the original pinned "No Credit Check Required" topic.

Revolving Credit History: 
Total number of revolving accounts? 30
Total percent utilization overall? 68% reported but payed off 30% last week

Your Information:
How long at residence? 12 Years
Rent/Homeowner/Live with relative? Own
How long at current job? 18 Years
Total Provable MONTHLY GROSS INCOME? 6500
Provable via computerized paystub or what method? paystub, company has a verification portal

Your Downpayment in CASH: 20-25k
Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT.

Does any credit repository contain any Public Record? No
Is so, please describe.

Does any credit repository contain any Collection Account(s) No
If so, please describe.

New or Used Vehicle you are considering; please describe:
Audi S3/S4 2017 or 18
Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit:
Installment Credit History: 10
Revolving Credit History: 10

 

No derogatory marks, piss poor utilization, on of the credit cards had 10 dollars available, (payed it to less the 50%) 

 

Would Audi finance this themselves or would I be better off bringing my own ??

 

Previous car was totaled need to buy asap

Edited by mikab
hit post early

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