Questions that make no sense...

[hegemony]

 

[scott31337]

Actually, if it’s another Chase card, Chase likes under half your annual HHI. You can’t do it online, just call it’s easy. 
 

How soon? Keep Chase apps at three months minimum is recommended. 

 

 I think he wants to churn Chase but doesn’t know how. What forum was this?

[hegemony]

1 hour ago, scott31337 said:

Actually, if it’s another Chase card, Chase likes under half your annual HHI. You can’t do it online, just call it’s easy. 
 

How soon? Keep Chase apps at three months minimum is recommended. 

 

 I think he wants to churn Chase but doesn’t know how. What forum was this?

from flyertalk.

 

I still don't think this is a reason to lower a limit. chase is so easy to reallocate and combo with. My chase limits total more than my income.

[CreditCurious20]

This is scary stupid.

[hegemony]

[cv91915]

15 hours ago, hegemony said:

 

 

[hegemony]

On 10/19/2020 at 2:35 PM, hegemony said:

 

 

clear as mud

 

[cashnocredit]

I once heard about an employee that thought they were being paid too much.

 

These are easy to solve problems.

[hegemony]

[PotO]

On 10/26/2020 at 3:27 AM, hegemony said:

 

Bulldog has an extra chromosome floating around inside.  

 

$100,000 in available credit is akin to being on food stamps.

[hegemony]

[hegemony]

[PotO]

3 hours ago, hegemony said:

 

This must be Bulldog's genetic spawn.  🙄

 

What type of Neanderthal buys $10k worth of Apple products only to get approved for an Apple Card?  I mean, sure, it's not that difficult to spend $10k at Apple, but hopefully upon approval of the card he emptied his shopping car and desisted with the purchase.  

 

Something tells me that we will soon see Ms. unHappy in the "Help! I've been served" forum real soon and in the BK forum in four more years.

[PotO]

3 hours ago, hegemony said:

 

I smell a BK and a repo in this person's future.

 

Nearly $300k in student loan debt?  Making minimum payments on his CCs?  And wants to buy a $94k auto????

 

Assuming that someone with the financial acumen of a dyslexic squirrel can manage to keep their job, he owes about 4 years of net income on credit obligations that do not include a mortgage.  

 

Oh, and to answer his initial question: His problem isn't DTI.  It's genetic.

 

 

Edited November 3, 2020 by PotO

[cv91915]

15 hours ago, hegemony said:

The rest of this lunacy notwithstanding, it wouldn't surprise me if this CU doesn't do auto loans over $50,000 under any circumstances.

[pandmel]

1 hour ago, cv91915 said:

The rest of this lunacy notwithstanding, it wouldn't surprise me if this CU doesn't do auto loans over $50,000 under any circumstances.

What car under 50K would you want... HA

 

I was preapproved with my CU for up to 80K for a new truck. They gave me a blank check. 

 

I only used half of that amount. A truck for me is a work necessity. Truck I replaced was only 2 years

old with 145K miles. 

[hegemony]

2 hours ago, cv91915 said:

The rest of this lunacy notwithstanding, it wouldn't surprise me if this CU doesn't do auto loans over $50,000 under any circumstances.

probably true...IIRC I just read that wannabe SEEyU USAA now caps auto loans to <50k

[cv91915]

2 hours ago, pandmel said:

I was preapproved with my CU for up to 80K for a new truck. They gave me a blank check. 

I think you need to refamiliarize yourself with the colloquial definition of "blank check."  😛 

[centex]

17 hours ago, hegemony said:

When they discuss a lease that was taken over, makes me immediately wonder if this was done with the concurrence of the leasing company...if not, then they have an open lease that is definitely impacting ratios.  

[pandmel]

1 hour ago, cv91915 said:

I think you need to refamiliarize yourself with the colloquial definition of "blank check."  😛 

Ha it was a draft good up to 80K so it was blank to that point..

[cv91915]

On 10/25/2020 at 3:27 PM, hegemony said:

 

👆 Credit union employee.

[hegemony]

[PotO]

1 hour ago, hegemony said:

 

What did he do wrong?

 

He did nothing wrong.  The person that made the mistake was his mom.  And his dad.

[hegemony]

SMH... the only correct answer is "it depends what I am buying or trying to accomplish"

 

[PotO]

8 hours ago, hegemony said:

SMH... the only correct answer is "it depends what I am buying or trying to accomplish"

 

 

Well ...

 

PenFed aside, it's not like there's a hell of a lot of difference in a See You.  I would have doubts about Andrews FCU since it's on a Chair Force base, but Alliant isn't that bad as long as you like toy limits on your CC.  It has taken me years to get them to $25k and it was like pulling teeth every time.

 

Biz accounts ... BoA isn't bad.  If you search they have a $750 SUB, but it requires $50k on deposit for three months.  Other than that, I think they are all the same.  

 

Credit 8502020 is overthinking things.  But I guess for him it's really rocket science.