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Hello,

new to the forum (glad I found it) , I have a collection agency called Simon's agency which is trying to collect on an already paid debt , I have reported this to the CFPB but I need your advice on how to proceed further.

Any help highly appreciated .

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18 hours ago, CCXX2018 said:

Hello,

new to the forum (glad I found it) , I have a collection agency called Simon's agency which is trying to collect on an already paid debt , I have reported this to the CFPB but I need your advice on how to proceed further.

Any help highly appreciated .

Is this a medical debt?? What was the date of medical service? If so follow the guides;

https://whychat.me/GUIDEBOOK.html

https://whychat.me/GUIDE HIPAA PROGRAM.html

Send each CRA where this or any MEDICAL account is reporting this;

https://whychat.me/hipaadisp.html

If it is NOT a medical debt then ask the moderator to move this to the regular credit forum

If it IS a medical account come back to THIS post for further instructions

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thanks so much for the info, I knew this is the right place, it is a medical debt indeed. I will draft the letters and send it out , shouldn't it be registered ?? date was 01/29/2020 .

 

On a side side note the CFPB is a weak support if it comes to send data to them, all what happens is they will upload the report it on their website so consumers can read it, the FTC would be a way better enforcement but they only act if they receive massive reporting of disputes about the same CC.

 

However this is a good start and I will send the letters out today !!

 

thanks so much for the valuable info

 

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Please read the guides and follow the instructions;

https://whychat.me/GUIDEBOOK.html

directions for priority mail

Here is how to send priority mail letters:

 

Go to the PO and get a dozen flat rate priority mail envelopes (6X10 is the easiest to use) You can either buy them prepaid with the postage ($7.35) or buy the priority mail stamps separately. Get a stack (they come in a book) of FREE USPS tracking forms. Whenever you send a letter, affix your copy of each receipt to the hard copy of the letter you have sent. You will, of course, be entering that PM tracking # in the heading of each letter.

 

You can also print a priority mail label on line with a USPO account. Make sure you do NOT add signature requirements. You can fit the label on a 6x10 envelpe by folding under the bottom.

https://whychat.me/hipaadisp.html

You dispute medical accounts this way:

DO NOT send it CERTIFIED OR RR SEND IT PRIORITY MAIL WITH PROOF OF DELIVERY ONLY-WAIT FOR THE FULL RESPONSE FROM THE CRA BEFORE CONTINUING WITH THE HIPAA LETTER PROCESS

 

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