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What happens when rate expires AFTER signing?

clarrkkent

By clarrkkent
in Mortgages

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clarrkkent

clarrkkent

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I started the refinance process a LOOOOONG 64 days ago. I signed documents on Wednesday this week and haven't heard a peep about closing other than a request for employment verification this afternoon. Turns out my rate lock expires today and it appears the loan hasn't closed. The lender offers complimentary rate locks and has been extending it each time the deadline is met. I didn't receive any such documentation today and, of course, I can't reach anyone on the loan team since it's after hours. 

 

Wondering if I'm screwed. And by screwed I mean the rate I selected is now $2500 more expensive for closing costs (swinging from partial credit to now paying points). 


cv91915

cv91915

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A motivated, professional loan officer / mortgage broker checks email after hours and on weekends and provides a mobile number to customers.

 

Who are you working with on this loan?  

 

The last post in this topic was posted 1972 days ago. 

 

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