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Macy's CLD

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Think it's from inactivity.  Should have bought a T-shirt. Probably has been 1 year or so since last use. 

 

Think I should hit the button to get it back? Don't really want to burn an inquiry with them. Call there customer service? Just leave alone and keep paying down debt? 

 

My Discover CLI, +1000,last month makes it sort of a non event

 

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1 hour ago, DebtFreeIn04 said:

Think it's from inactivity.  Should have bought a T-shirt. Probably has been 1 year or so since last use. 

 

Think I should hit the button to get it back? Don't really want to burn an inquiry with them. Call there customer service? Just leave alone and keep paying down debt? 

 

My Discover CLI, +1000,last month makes it sort of a non event

 

 

Of all my frustrations with Macy's that eventually ensured that I stopped shopping there is a "use it or lose it" credit policy.  Leave your card idle and they'll CLD you.  I don't think any one is more aggressive with the CLD's for non-use than Macy's.

 

I advise simply waiting until you look to make a sizable purchase and then ask for the moon at that time.  With any luck, you'll move onto a store with a more sensible credit policy.

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Posted (edited)

Both my store card and my Amex were CLDd a couple of years ago.  I just put in a CLI request for each card and the limits were restored.

 

 

Edited by cv91915

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