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got a new version of ID questions...old license plate numbers

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I don't know who they source the information from, but one bout of identity proving questions today asked for the License Plate of a vehicle I sold more than 12 years ago.  They did at least give me the make and model of the vehicle.  Also had two different questions about a city I lived in 20 years ago...for about nine months. 

 

It is becoming easier and easier to blow these quizzes if you have any sort of churn in your life...

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49 minutes ago, centex said:

I don't know who they source the information from, but one bout of identity proving questions today asked for the License Plate of a vehicle I sold more than 12 years ago.  They did at least give me the make and model of the vehicle.  Also had two different questions about a city I lived in 20 years ago...for about nine months. 

 

It is becoming easier and easier to blow these quizzes if you have any sort of churn in your life...

Other than cars I've owned in NV there is no way I'd recognize old plates. I guess this is what happens when the private sector monetizes DMV data.

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If you are in an ELT state, then the data comes from a combination of your counties tax records and the DMV.    I think roughly half of the states now are ELT mandatory. 

 

There is no way in hades I could remember that,  I don't even know the tag number on the car we own now.  I'd have to look at the registration.   That's a bullcrap question to ask anyway.

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I so hate KBA and the associated questions that often literally make NO sense and are unanswerable! Have never received questions pertaining to plates and I could not answer any of those questions, especially with all of the company cars I have driven.  I do however remember the plate of my very first car, don't know why, but I remember it and that's it, could not recall a single plate since.....

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Ya, this stupidity has no bounds.

 

I got this question during an online checking account opening, and I can honestly say I can list out 25 that I know off and probably thousands that I do not know. Needless to say I failed...

 

"What is the first name of a person living in the same town as you and has your last name".

 

 

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Posted (edited)
3 hours ago, gdtobefree said:

Well, I'm in a world of trouble I can't even remember the plate on my car I have now! LOL

Same here. I now have to memorize that.

 

It's tough enough these verification are wrong and you can't dispute them with companies like Equifax's eIDverify. One that is wrong that I know is "right" is when they ask me which is a previous employer. I have no idea where "Constipated Woman" came from but that is "right."

Edited by Burgerwars

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These ID questions are getting more and more absurd every day.  
 

They always ask me the birth year of some ho my stupid brother married 30 years ago and divorced after one week.  
 

Then a few days ago they asked me what year I opened my USAA card.  They gave the usual 4 or 5 options, but the problem is I have three USAA cards, not counting AUs.  Who the hell remembers the year all your cards were opened?

 

The people who come up with these questions need to be neutered before the gene pool suffers irreversible damage.  

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The last time this happened to me the set had 4 questions. 3 of the 4 were things that didn't even apply to me like the year I got my car loan. Just selected n/a. I passed the screen.  Strange.

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Posted (edited)

The problem is if you can't answer the questions you might not be able to open the account. That happened to me when opening a Redneck Bank free checking account. I answered them correctly but Equifax eIDverify said no. You can't dispute this stuff. I couldn't open the account online. I called Redneck Bank asking to open the account another way. They said they had no other way. If I couldn't answer the questions I needed to wait something like six weeks and try again (the system doesn't let you try more than twice).

I waited six weeks and was able to answer them.

This system totally sucks, but Equifax advertises it to companies like it's the best thing since sliced bread. Companies are losing customers who can't answer questions that are obscure or Equifax has the wrong answers for.

 

Edited by Burgerwars

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I'm amused by the fact that every time I'm asked the name of the issuer with whom I opened an account in "October 2015", I have to quickly pop open a copy of my credit report to scavenge the answer.

 

As far as car tag numbers, while I can't remember the plates of my first two cars, I'm good for my vehicles beginning with 1981 ;)  (there are just 4 vehicles, plus 1 for which we're applying for the registration today ...) 

 

I'm also good with DL numbers back to my first in 1977-1981 (just 3 of those).

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3 hours ago, hdporter said:

 

I'm also good with DL numbers back to my first in 1977-1981 (just 3 of those).

I did not know there were places that changed DL numbers...well, aside from the ones that used to use SSN and HAD to change some years back when privacy became so paramount everywhere except Facebook. 

 

 

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2 hours ago, centex said:

I did not know there were places that changed DL numbers...well, aside from the ones that used to use SSN and HAD to change some years back when privacy became so paramount everywhere except Facebook. 

 

 

history of 3 states of residency ... < smacking forehead now ? ;) >

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Sometimes if I think a question is too invasive like they might be fishing for information, of if I just don't like the question, I'll answer it wrong on purpose.  I usually pass anyway.

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1 hour ago, hdporter said:

history of 3 states of residency ... < smacking forehead now ? ;) >

Gotcha...wasn't thinking of those who move between States. 

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