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Can I find a loan?


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Hi

 

My credit score is 597. I am currently unemployed. I need to find a loan for $50,000 to $60,000. I need work to make payments, and it will take to 4 to 8 weeks to find work. Don't some loans offer initial deferment on payments? I am looking for a debt consolidation loan. Do you think I can find a loan before I can make a payment on it?

 

regards

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  • 2 months later...
On 7/13/2020 at 6:05 PM, cv91915 said:

You will almost certainly be better served contacting your creditors and pursuing the pandemic-driven deferral/forbearance options that are currently available.

+1

 

Also, no one is going to lend you that much with that score with an unsecured loan. Also with no income, you're fighting an uphill battle. I'm assuming you have few to no assets. If you cannot get forbearance, focus on paying your necessities and rough it out until you have employment and there is a vaccine for Covid-19 then see a BK lawyer.

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