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Santander Settlement Questions

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Posted (edited)

I posted a thread in the general credit forum but figured this may be more appropriate for the automotive, so I apologize for the cross post:

 

So my question is about this settlement:

 

http://santandermultistateagsettlement.com/Home/portalid/0

 

I had an SUV repo’d in summer of 2017 (originally purchased in 2012). Since I handed over the keys when they picked it up, I guess they considered it voluntary, so it’s listed as a charge-off. I just wrapped up a divorce at the time and I kept the vehicle as a result but it was still in both me and my ex-spouse’s name at the time it was taken.

 

Fast forward to now and it’s been awhile since they have contacted me. I disputed with all bureaus to try and get it off my reports and it was deleted on EX but it was verified on EQ and TU.

 

Based on the outcome of this settlement, will I be able to get it removed from the other two bureaus? Oh and I’m in TX by the way (not one of the states listed in the lawsuit).

Edited by JoeSchmoe

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I'm in the same situation. I had a charge off from 2016 that's due to fall off 2023. I've been disputing the Santander account every month, but this time I've been leaving a note in the explanation note about the lawsuit in the explanation box of the dispute. Hopefully it will be deleted.

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Posted (edited)
2 hours ago, cryix47 said:

I'm in the same situation. I had a charge off from 2016 that's due to fall off 2023. I've been disputing the Santander account every month, but this time I've been leaving a note in the explanation note about the lawsuit in the explanation box of the dispute. Hopefully it will be deleted.

I meant to add that I just sent in a copy of the settlement to add to my disputes. I don’t know if that will reopen them or not.

 

Let me know if you have any luck!

 

Edited by JoeSchmoe

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Santander has been involved in so much litigation for so many years.  They are a problem waiting to happen when you deal with them.   I have read the settlement agreement whereby they pay restitution from the above provided link.  I haven't noticed anything in the agreement with the involved states that addresses credit reporting, so I do not really know how to answer your questions.

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