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  • 2 months later...
3 hours ago, dvd said:

Experian early exclusion/deletion: 3-4 month.

Trans Union early exclusion/deletion : 6 months.

Equifax early exclusion/deletion: 1 month/YMMV.

IIRC, the previously recommended time frames were:

 

TU: 6 mo

EQ: 3-4 mo

EX: 1-3 mo

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I have had more success with TU and EX (imagine that) then with EQ. EQ won't even so it 1 month early for me! I have treid several different ways but they just will not do EE for me at all. 

If anyone has any tricks or tips I would dance at your wedding! I have 2 left both due to fall off 12/2020 not a day sooner. I have even sent goodwill letters to the OC's and that didn't work either. 

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10 hours ago, gdtobefree said:

I have had more success with TU and EX (imagine that) then with EQ. EQ won't even so it 1 month early for me! I have treid several different ways but they just will not do EE for me at all. 

If anyone has any tricks or tips I would dance at your wedding! I have 2 left both due to fall off 12/2020 not a day sooner. I have even sent goodwill letters to the OC's and that didn't work either. 

I also had much better luck with EX.

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15 hours ago, Zanshiro said:

That's my memory of it too, as EX is always a pain in the reverse end of a donkey.

 

Interesting. My experience has been that EX deletes 3-4 months and EQ was 30 days.

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