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Can JDBs report both a collection and repeated late payments?

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This is a broad question, since I don't have paper reports.

 

I have one negative item on my reports, a medical collection. It is dragging my scores down obviously.

 

Each month I get notifications the JDB reported a "late payment," which seems to be different than the collection itself. Every time that happens, I try to figure out if that's something they can do, or if it isn't. I looked here and lots of other places, but I can't really figure that out. 

 

Does anyone know?

 

Thanks.

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Yes,. You just haven't read enough here. Stop reading all the Covid 19 crap on this board.

You need a better understanding of credit reporting and how to actually read a snail mail copy of your file(s).

Sent from my SM-P580 using Tapatalk

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51 minutes ago, MarvBear said:

Yes,. You just haven't read enough here. Stop reading all the Covid 19 crap on this board.

You need a better understanding of credit reporting and how to actually read a snail mail copy of your file(s).

Sent from my SM-P580 using Tapatalk
 

Thank you. I've been looking through this subset of the board, I will keep looking :) 

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