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Direct Consolidation Loan

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I just graduated in December and none of my loans are in default. I have been looking at consolidating them and saw that you can do so right on the FAFSA website (studentaid.gov).

 

If I choose to consolidate directly with them, are they making a determination for credit worthiness like a private company would or since you already owe it to them, they simply move it from x amount of buckets to one bucket?

 

Thanks

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To ask questions about consolidating your loans before you apply for a Direct Consolidation Loan, contact the Student Loan Support Center at 1-800-557-7394.

 

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