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University Tuition referred to Collection Agency

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I had a balance due on tuition due to the fact that I failed to apply complete the student loan application in full.

 

I received a collection letter from RMS stating that the School had referred the debt to them.

 

The letter has a date of 2/24 giving 30 days to respond.

 

I called the school and they said that they cannot recall the debt and that I should deal with collection agency. They said that since it is a tuition debt, they will not report it. I do not believe this.

 

I do not have the funds to pay in full and I am overly leveraged with 90%CU.  I was attempting to refinance my mortgage and second mortgage, but this would be dagger that completely kills me.

 

should I still write back to verify the debt?

 

what should I do? Dealing with so much debt at the moment and all also sick that I cannot think clearly. Made too many mistakes in this past 10 years and now the s is hitting the fan.

 

thank you.

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I had a balance due on tuition due to the fact that I failed to apply complete the student loan application in full.

 

I received a collection letter from RMS stating that the School had referred the debt to them.

 

The letter has a date of 2/24 giving 30 days to respond.

 

I called the school and they said that they cannot recall the debt and that I should deal with collection agency. They said that since it is a tuition debt, they will not report it. I do not believe this.

 

I do not have the funds to pay in full and I am overly leveraged with 90%CU.  I was attempting to refinance my mortgage and second mortgage, but this would be dagger that completely kills me.

 

should I still write back to verify the debt?

 

what should I do? Dealing with so much debt at the moment and all also sick that I cannot think clearly. Made too many mistakes in this past 10 years and now the s is hitting the fan.

 

thank you.

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welcome to CB!

 

when was the tuition debt incurred?

 

is this from a for-profit school?

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This isn't making sense.  A real college just disenrolls a student that fails to pay tuition by the start of a semester.  That begs the question asked by Hege as to whether this is one of the for-profit outfits ala ITT and the others of that ilk...

 

 

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1 hour ago, hegemony said:

welcome to CB!

 

when was the tuition debt incurred?

 

is this from a for-profit school?

The debt is from spring semester 2019. This is what I found about the school: is a non-profit public higher education institution 


Thank you for your help. I was an active member in 09-10 under a different account. I could not retrieve. I learned so much about building credit but I failed miserably once I had it again.

 

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1 hour ago, centex said:

This isn't making sense.  A real college just disenrolls a student that fails to pay tuition by the start of a semester.  That begs the question asked by Hege as to whether this is one of the for-profit outfits ala ITT and the others of that ilk...

 

 

I basically registered for one class(master) and started the the week after. They did not require payment, and I was under the impression that I had completed the financial aid package. 
 

So I was able to complete the class and even got a grade, but I was not able to take any classes after that because they put a hold on the account. I had called them this January to enroll on a payment plan, but the contract they sent ended up in my junk folder. So when I called now they said there is nothing they can do.


 

 

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Did you receive financial aid that semester? It sounds like you shouldn't if you we're not enrolled at least half-time. What billing records do you have from the university?

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No I did not receive financial aid. And I did not continue taking classes for the semester. ( there are 3 rolling terms on one semester).

 

I have the some emails that a bill was past due. 

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On 3/13/2020 at 7:52 PM, hegemony said:

Did you receive financial aid that semester? It sounds like you shouldn't if you we're not enrolled at least half-time. What billing records do you have from the university?

I really need help... anyone?

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