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Received an odd letter back after sending WhyChat letter

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Hi all,

 

I sent the first letter on WhyChat's site: https://whychat.me/ltrcavalhipaa.html  to the CA assigned to an alleged medical debt and got this back from them (it is a law office as well which makes their response even weirder):

"Dear xxxxxx,

 

We have receive your correspondence with regards to the above referenced matter. We have discontinued all collection efforts and forwarded your letter to our client for their review. In your letter you have asked for information which does not exist or, at this point, I do not believe we are required to provide. Therefore, I have asked our client to review your file to see if there is any basis for instructing us to stop collection efforts on this account. Upon receipt of their response, we will notify you of our client's position and to how we have been directed to proceed.

 

If you make a written request, we will provide you with certain documentation from our client about your account which shows: Your full name, the account number associated with the debt by out client, the amount our client claims is owed, and either documentation showing your authorization of the debt or other information provided to you by our client about the debt. This information will be provided to you once per year without cost and will be sent within 30 days of your request."


Very Truly,

 

Fake Name Here
Attorney at Law"

What confuses me the most is you'd think a LAW OFFICE would know the law on whether or not they are required to provide this information. Second of all, if they didn't know, why are they asking the original creditor for what seems to be "legal advice"? In a sense, it does seem like my letter to them has worked in part. 

P.S. The medical collection is for $86.00. Is it possible they will just write this account off as I can't imagine replying to my letters are going to be cheaper than the $86 I am disputing.

 

P.S.S.: The letter also came with an insert that looks to be a pretty crummy validation. It includes data such as the Service provider, Provider account #, Service use dates with admit and discharge, and Beginning balance. 

 

Thanks in advance!

 

 

Edited by BRB

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You say you sent the "first" letter?? 

Here is the program, ALL steps should be followed in order to achieve results;

https://whychat.me/GUIDEBOOK.html

https://whychat.me/GUIDE HIPAA PROGRAM.html

The "first letter" should have been the initial dispute to the CRAs

https://whychat.me/hipaadisp.html

 

It is more than likely that you will hear no more from this CA. HOWEVER!!! depending on the age of the account (date of medical service) it may be sold/transferred to another JDB (junk debt buyer) and re-reported. These JDBs have no authority to report or collect as the HIPAA waiver which you signed when you received medical services can not be transferred to a 3rd party.

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3 hours ago, Why Chat said:

You say you sent the "first" letter?? 

Here is the program, ALL steps should be followed in order to achieve results;

https://whychat.me/GUIDEBOOK.html

https://whychat.me/GUIDE HIPAA PROGRAM.html

The "first letter" should have been the initial dispute to the CRAs

https://whychat.me/hipaadisp.html

 

It is more than likely that you will hear no more from this CA. HOWEVER!!! depending on the age of the account (date of medical service) it may be sold/transferred to another JDB (junk debt buyer) and re-reported. These JDBs have no authority to report or collect as the HIPAA waiver which you signed when you received medical services can not be transferred to a 3rd party.

 

Thank you so much for taking the time to reply. The reason I sent that letter is that there is nothing about this alleged debt or even this company on my credit reports. If I understand the program correctly, that would have me skip to this step, right? I thought this was next since they are not reporting anything on my reports. 

I will post back their response, if they even send one as they said they would, in hopes this helps anyone else that is in a similar situation.

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OK,

You did the right thing. Stay opted out. 

What you received initially was from a scam scum JDB who had minimal data on the alleged account and folded quickly when you wrote them. In the future, when posting please provide some background or look up your original post where any data or advice was provided. 

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On 2/16/2020 at 4:15 PM, Why Chat said:

OK,

You did the right thing. Stay opted out. 

What you received initially was from a scam scum JDB who had minimal data on the alleged account and folded quickly when you wrote them. In the future, when posting please provide some background or look up your original post where any data or advice was provided. 

UPDATE:

The Law Office wrote back and I got the following:

"We have reviewed with our client your letter which either requested validation of the debt or indicated some dispute with regard to the above referenced account. We have been advised that the balance of the account as set our herein is valid.A copy of the response we received from XYZ Medical Center is enclosed herewith. I urge you to consider the notations XYZ Medical Center has included on our validation. We have been directed to proceed with our collection effort. We will without such effort for a period of 10 days should you desire to contact our office to establish payment arrangements to pay the above balance. This letter is an attempt to collect a debt and any information will be used for that purpose.


Very truly yours,

Scum Lawyer"

Now they included a form filled out with "Verbal Disclosure of Protected Health Information" that has my information on it and what appears to be a signature that might be mine. However, my Father is the only one listed on here that I authorized to have PHI disclosed to. So it looks like they were maybe hoping I wouldn't read that I signed a disclosure for MY FATHER, not a JDB

My second issue is: Did they violate my rights in any way by sending all that extra information to the JDB? Granted it's just a medical release form, but it has nothing to do with them. 

Thank you in advance!
"

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Are you saying that the signed medical release form they sent you ONLY gives your signed permission to release your private medical data to your father?? Is the assignment form clear enough that it would allow for legal action by the OCR in a HIPAA privacy complaint?? Does it also state that you are allowing the release of your medical data to the OC and their business associates?? If so, the CA was assigned the account directly from the OC and is entitled to access your HIPAA release .

 

If not, file a complaint with the authorities and include a copy of the correspondence from the CA;

https://www.hhs.gov/hipaa/filing-a-complaint/patient-safety-confidentiality/index.html

 

(What was the date of medical service?)

 

If it was recent, then pay the OC with the HIPAA letter insert "a"

https://whychat.me/hipltr.html

Edited by Why Chat

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On 2/22/2020 at 9:53 AM, Why Chat said:

Are you saying that the signed medical release form they sent you ONLY gives your signed permission to release your private medical data to your father?? Is the assignment form clear enough that it would allow for legal action by the OCR in a HIPAA privacy complaint?? Does it also state that you are allowing the release of your medical data to the OC and their business associates?? If so, the CA was assigned the account directly from the OC and is entitled to access your HIPAA release .

 

If not, file a complaint with the authorities and include a copy of the correspondence from the CA;

https://www.hhs.gov/hipaa/filing-a-complaint/patient-safety-confidentiality/index.html

 

(What was the date of medical service?)

 

If it was recent, then pay the OC with the HIPAA letter insert "a"

https://whychat.me/hipltr.html

how recent is "recent"? Meaning whats the time frame for you to still be able to pay the OC?

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"how recent is "recent"? Meaning whats the time frame for you to still be able to pay the OC?"

Under 2 years old

 

Over that time frame it is more than likely that the reporting CA was not a direct assignee of the OC

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