Firestone GW

[Agen2integra]

I have just one 30 day late back in 2017 on my CFNA Firestone card. I wrote the company a GW letter and ended up receiving a letter that validated the payment to be accurate. I was clear in my letter that I was not disputing the late pay but rather seeking a GW adjustment. I decided to call the customer service earlier this week and spoke with a supervisor who told me that she would remove it from the CRs but her system only goes back to 2018. She encouraged me to "dispute" the information with the 3 CBs and it should get removed. I told her I don't want to dispute because they are accurate.

 

Anyone have any thoughts on this? Is there any negative repercussions if I dispute them? will my CRs be flagged as disputed even if verified?

 

I have a lot more work on my credit to work on rather than this one 30 day late, I just thought this would be an easy win. I have about 7 CA and 5 COs that I need to be focusing my efforts on right now.

 

Thanks in advance!

[cv91915]

23 hours ago, Agen2integra said:

I wrote the company a GW letter and ended up receiving a letter that validated the payment to be accurate.

To whom did you address your letter?

 

23 hours ago, Agen2integra said:

I decided to call the customer service earlier this week and spoke with a supervisor who told me that she would remove it from the CRs but her system only goes back to 2018. She encouraged me to "dispute" the information with the 3 CBs and it should get removed.

I would call back and see if you get the same answer from a second person regarding the deletion.  I doubt this is accurate.

 

On the same call, ask to speak to someone who can go see your records that are older than 2018.  A supervisor, manager, someone up the reporting chain will have more access.

[Agen2integra]

i just looked at a copy of the letter that I mailed them and I only addressed it to CFNA, not an individual. That's a fail on my part.

Aside from calling back again, is there a person best to be addressed over at CFNA for a GW letter? I searched earlier before i sent the letter and don't believe that I found one. 

[hdporter]

I can only speak for myself, but it sounds like the rep is being straight up with you.  I'd go ahead and enter a generic dispute for the tradeline as instructed.  It's not the first instance where a creditor instructs an account holder to dispute a tradeline to facilitate removal of a delinquency.

 

I'll note that there is perhaps a modest downside to achieving a removal in this manner, but I'd bet on the upside case (timely removal).

[cv91915]

6 hours ago, Agen2integra said:

i just looked at a copy of the letter that I mailed them and I only addressed it to CFNA, not an individual. That's a fail on my part.

Aside from calling back again, is there a person best to be addressed over at CFNA for a GW letter? I searched earlier before i sent the letter and don't believe that I found one. 

Google machine suggests 

 

https://www.bridgestoneamericas.com/en/newsroom/press-releases/2016/bridgestone-americas-names-brian-zempel-cfna-president 

[Agen2integra]

thanks cv91915 

I'll attempt another letter directed to the CEO to see if that brings me any success.