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prod

Will NavyFed increase after online approval.....

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Hello,

 

I was approved online by NavyFed yesterday for $33k 72 mos. @4.99%.  I already went to pick up my check, but as I'm shopping for cars I'm thinking I might need another 4-5k.  Will NavyFed give me a manual increase if I call?

 

ty

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49 minutes ago, prod said:

 

I was approved online by NavyFed yesterday for $33k 72 mos. @4.99%.  I already went to pick up my check, but as I'm shopping for cars I'm thinking I might need another 4-5k.  Will NavyFed give me a manual increase if I call?

I would HIGHLY recommend having a VIN for the vehicle prior to calling...that way, they know you have a specific vehicle in mind and are not just spit-balling. 

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3 hours ago, centex said:

I would HIGHLY recommend having a VIN for the vehicle prior to calling...that way, they know you have a specific vehicle in mind and are not just spit-balling. 

I didn't think about that, thank you.

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Not sure if you got an answer, but no they won't.  Had a similar situation where I was purchasing and using NFCU, but car ended up being more than my approval.  They did however let me apply for another loan without another hard pull and it was approved instantly, so in essence it was like they just increased the cap.  This was roughly 18 months ago so things may have changed since, best bet is to call and ask.

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