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Elan BT - Electronic or by Check?

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If anyone has done a balance transfer with Elan recently, I'm just wondering if it they do it electronically or if they send a check.  This will help me schedule the BT accordingly.


I thought banks / credit unions were all caught up to the 21st century, but my last BT through Navy was paid by check.  That kind of blew my mind, and it took a full week to go through.



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I have the Fidelity Rewards Visa card, which is issued by Elan Financial.


I performed a balance transfer to Capital One back in August 2018. According to my Capital One statement, it was received as an Electronic Payment. The transfer took two business day from the time I submitted it to Elan to when it posted with Capital One.

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