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Credit scores in America just hit a record high — now for the bad news

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I'm sure there's more than plenty of folks who are leveraged up to their eyeballs. Be interesting to see the 1Q UE numbers and see if the new year brings layoffs as new budgets take effect with potentially lower head counts. Plus the employer might not want potential adverse publicity of layoffs right at the holidays so they wait until January.

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While I think that most of the info in the article about rising scores according to Experian and the reasons for their rise are probably correct . . . I wonder if their "Experian Boost" program has contributed to Experian's scores specifically being higher than ever? I've seen it make scores drop, rise a little and rise significantly by helping folks use Experian Boost. If it drops your score, you just opt out and your score goes back to where it was before.



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