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Big changes coming in how you save for retirement

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There are already three hundred forty seven million six hundred twelve thousand one hundred eleven places to open an individual IRA now.

 

What am I missing?

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More ways to save, but if one still is unable to save much, it doesn't help. Anyway, a big change would be incentivizing employers to offer pensions again, not tax deferred savings accounts where the burden is almost entirely on the employee.

One "big change" is to allow people to contribute to 401k plans past 70 1/2 years old. Please promise to shoot me if I still need to save for retirement at that point. We all should be relaxing, sipping pina coladas at the beach full time way before then.

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