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Back after several years! What is still relevant?

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I'm back to clean a few things up and while I'm not super excited there are things to clean, I'm happy to see so many people are still here helping others :)


What is still relevant?  I need to have some medical and credit removed.  Is the Opt Out phone # the same? And is that still the first step? Still remove old addresses and incorrect info first?  WhyChat's famous method (with hippa letters) still working?  Still hand write the first letter and type the rest? I've been all over the newbie section and reading and reading but so many old threads are closed so I just want to make sure I'm doing the right thing for 2019.



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My method still works. A few small changes updating mailing instructions.


https://whychat.me/GUIDE HIPAA PROGRAM.html


after opting out and deleting old addresses send each CRA the initial dispute letter listing ALL medical accounts as they appear on the report you are disputing.



Come back to THIS POST for further instructions if needed

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