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RAguy

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Hello Marv, need your wisdom once again and thank you in advance!

 

Your Age? 45

 

Per MyFICO:

 

Your Equifax Credit Score? 728

Your Experian Credit Score? 749

Your TransUnion Credit Score? 788

 

How many years have you been on file with Equifax? 22

How many years have you been on file with Experian? 22

How many years have you been on file with TransUnion? 22

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan? Yes

Will this open auto loan be a trade-in? Yes

How many late pays within the last 12 months on the currently open loan? 0

How many late pays within the last 13-24 months on the currently open loan? 0

Your current open auto loan is financed with? Golden 1 CU

Your current open auto loan payment is? $454

Estimated amount you may be upside down in this vehicle? 0

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) Never late on a payment (10) 10

YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 25

Total percentage utilized overall? 17%

How many of your revolving accounts are store cards? 10

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 15

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

 

YOUR PERSONAL INFORMATION

How long at your current residence? 3 yrs

Do you Rent or have a Mortgage, or Live w/Relative or Other? OWN

Your Monthly Rent or Mortgage payment? $1600

How long have you held your current job? 5 years

Your total provable monthly gross income is? $5400

Your provable monthly income is provable via what method? Paystub or tax return

Is there additional monthly income? no

Describe the source.

Is the additional monthly income provable? N/A

 

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $0

Does any credit repository contain any public record? Yes

If yes, please very briefly describe. BK Chap 7 Discharged 9/2010

Does any credit repository contain any Collection Account(s)?No

If yes, please very briefly describe. NA

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10

 

New or Used vehicle you are considering: Please very briefly describe.

2016 Ford Explorer Sport for 28k

 

I thank you for your time.

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