Jump to content

Sign in to follow this  

If I DEMAND removal due to re-aging, can the debt later be added to reports again?

Recommended Posts

I'm almost positive (waiting on reports) that a debt has been re-aged when the collection agency reported the debt. My question is, (if I'm correct about the re-aging) should I DEMAND removal of the collection? And (again, if I'm correct) if it's removed, can it be reported back again to credit reports? 

Basically, husband went to emergency room visit in 2017. We never paid anything toward this visit so the bill became delinquent in 2017 as well. When looking at the reports, it gives an original creditor (hospital), gives the collection agency (some out of state agency), "open" date reported by the CA (this year, 2019) and it gives a "fall-off" date of 2026 (7 years from now, not 2017). 

If I'm correct, the "fall-off" date should be 2024, or early 2025.? All this is new to me but will I be wasting my time disputing or demanding removal if it can be replaced back on reports? 

Share this post

Link to post
Share on other sites

Follow the guides;



https://whychat.me/GUIDE HIPAA PROGRAM.html


Send the initial dispute letter to the CRAs listing ALL medical accounts as they appear on the report you are disputing.



Come back to this post with the results for further instructions.


Demanding anything from any CRA is futile


If the reported account is more than $1000 and your credit report indicates you have assailable assets or garnishable wages you can still be sued as the SOL is 4 years from the date of medical service,( except in a few States where it may be 3 or 6 years)

Edited by Why Chat

Share this post

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

  • Today's Birthdays

    1. joshmerd
      Age: 39
    2. Kat58
      Age: 100
  • Member Statistics

    • Total Members
    • Most Online

    Newest Member

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information