Who has the title if the loan has been charged off but you still have the vehicle and the debt was sold?

[KenaM]

I have a friend who currently still have a vehicle but the debt was charged off and sold? Shes paying some company who claim to be collections but they havent sent any proof of the original loan. Her credit report shows the original loan charged-off.

[MarvBear]

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[MarvBear]

Is your friend in an ELT state?