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tmkats

No more FICO for SYNCB on Amazon

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Posted (edited)

They are switching over to VANTAGE.  Walmart card still seems to be offering it although access to it is wonky.  Wouldn't be surprised if that goes by the wayside as well.

 

All that card is good for now is the 5% back.

Edited by tmkats

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I just checked Walmart:

 

"Your FICO® Score based on TransUnion Data, is 0." This is far and away the biggest score drop I've ever seen. Probably the hard inquiries.

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“Congratulations! There are no key factors affecting your FICO®Score. Your FICO® Score indicates to lenders that you're an exceptional borrower.”

 

😂 Since Cap One is taking over in Oct., could this be a middle finger by Synch? If it’s not their account anymore, why should they pay for FICO kind of thing?

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3 minutes ago, Second Chances said:

“Congratulations! There are no key factors affecting your FICO®Score. Your FICO® Score indicates to lenders that you're an exceptional borrower.”

 

😂 Since Cap One is taking over in Oct., could this be a middle finger by Synch? If it’s not their account anymore, why should they pay for FICO kind of thing?

more likely those behind vantage are paying synch to provide it to consumers... marketing.

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PayPal Extras MC has succumbed.  Good excuse to cancel this silly card.

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1 hour ago, althes said:

Damn it.

Any cards left not succumbed.

BoA

Barclays

Discovery

 

all give TU08

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7 hours ago, althes said:

Damn it.

Any cards left not succumbed.

My Sync/CareCredit last updated my FICO score on 8/6.

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Chevron cards are also now switching to FAKO from TU FICO 08......

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Perhaps @synchrony would be interested in some feedback on Twitter.

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On 8/22/2019 at 1:16 PM, cv91915 said:

PayPal Extras MC has succumbed.  Good excuse to cancel this silly card.

I need to do the same.

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22 minutes ago, policebox said:

I'm beginning to wonder how much longer we are going to be able to consider Vantagescore to be a FAKO score, with reports like this... Seems like they are working hard to increase their market share and become a true competitor to Fair Isaac Corporation.

 

https://www.cnbc.com/video/2019/08/22/vantagescore-solutions-could-be-your-alternative-to-fico-scores.html

They've been working on this for a very long time, and still almost no one is using Vantage for credit decisions.

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15 minutes ago, Second Chances said:

Huh. Mine was back again tonight, too. 

No such luck here, Chevron is still showing the FAKO! Hopefully Synchrony receives a ton of flack over this change!

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On 8/20/2019 at 10:30 PM, Second Chances said:

“Congratulations! There are no key factors affecting your FICO®Score. Your FICO® Score indicates to lenders that you're an exceptional borrower.”

 

😂 Since Cap One is taking over in Oct., could this be a middle finger by Synch? If it’s not their account anymore, why should they pay for FICO kind of thing?

 

Wait CapOne is taking over all Amazon cards.. thats good news for my Sync hates me .. lil piss pants.. 

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On 8/22/2019 at 11:01 PM, hdporter said:

My Sync/CareCredit last updated my FICO score on 8/6.

I thought CareCredit was Comenity?

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So who does CapOne use for Neimans/Saks/L&T

and whats used for Citibank Macy's/Bloomies?

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