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rusty105

2 30 day lates, 41 months ago, what to do?

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So somehow I wound up getting a 30 day late on two of my Capital One accounts. It was a raw deal, I was a few days late and the CSR called me to discuss payment. they said they would accept a payment on xx, then again on yy to get back to current, I said sure ( i was in a bind) and agreed. few months later the 30 day lates show up :(  I was pissed.

 

Fast forward to 3-1/2 years later, and they still show on the reports, I knew they would, but how do I get them to clear out? Do I sent a good will letter? Or just let them age gracefully. Might be in the market for a used car loan next year and just doing some house cleaning.

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