Jump to content

Sign in to follow this  
kmg111

NFCU credit limit increase question

Recommended Posts

So it been a long time coming but my FICO scores are finally in pretty good standing  (717, 715, 714) with no lates or baddies and 2.5 yr clean history. I have a NFCU card with a $4K limit and as of last week, they randomly increased the limit by $1000. It took me by surprise since my utilization is high on that card and I was working on bringing it down to 20% utilization before asking for an increase to $10-15K.

 

Since this increase will drop my overall utilization, will this bump my scores up more? Also am I able to make my own request for another increase or should I wait 6 months? 

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  




  • Today's Birthdays

  • Member Statistics

    • Total Members
      178,200
    • Most Online
      2,046

    Newest Member
    natahz
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines