Jump to content

Apple’s Latest Invention: Yes, It’s a Credit Card


Recommended Posts


  • Replies 423
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

One day, all cards will be Apple Cards, just as all restaurants will be Taco Bell.

The key is to be prepared when your card arrives. You will need a clean pair of cotton gloves and a quality display case.   Before choosing a display case you need to decide whether or not t

Is Rafalovsky also on Reddit?  Because he's certainly not the sharpest tool in the shed.  Of course the Apple Card is just another credit card, Sherlock.       Also, Sperbank sounds an awful lo

56 minutes ago, PotO said:

 

Almost, Hege, almost.  😂

 

Even you can't get me to app a card with an AF. ;)

 

Then I saw their other cards are geofenced.  MUFG sure sounds a helluva lot like Mutha Fooking Goofy Union Bank to me.  

0 AF for a year... SUB plus 3x back on 8k in travel then close.

Link to post
Share on other sites
40 minutes ago, hegemony said:

0 AF for a year... SUB plus 3x back on 8k in travel then close.

Ok, tell me more about their approval criteria.

 

Do they like seeing new accounts?  Credit pimps?  Request docs?

Link to post
Share on other sites
1 hour ago, hegemony said:

3 if you include july 2018 approvals

Just tried.  No challenge questions.  No instant decision.  No credit pulls.

 

Not going to deal with whiny little bitch lenders.  Just froze everything to prevent the hit.

 

My guess is they get the challenge questions from Innovis and I have that frozen for a long time now.  

Link to post
Share on other sites

includes arbitration...

Quote

ACKNOWLEDGMENT OF ARBITRATIONCredit is being extended to you and you are being provided access to and use of your Account on the basis of the inclusion of the following arbitration provision. By accepting this Agreement or using your Account, unless you reject arbitration as provided below, you acknowledge that YOU ARE GIVING UP THE RIGHT TO LITIGATE CLAIMS (AS DEFINED BELOW) AND THE RIGHT TO INITIATE OR You hereby knowingly and voluntarily PARTICIPATE IN A CLASS ACTION.WAIVE THE RIGHT TO BE HEARD IN COURT OR HAVE A on all Claims subject to this Agreement. You further acknowledge that you have read this arbitration provision carefully, JURY TRIALagree to its terms, and are entering into this Agreement voluntarily and not in reliance on any promises or representations whatsoever except those contained in this Agreement.HOW TO REJECT THIS ARBITRATION PROVISIONYOU MAY REJECT THIS ARBITRATION PROVISION BY CONTACTING US USING MESSAGES, CALLING US, OR WRITING TO US, AND STATING THE FOLLOWING: (I) YOUR NAME; (II) THE EMAIL ADDRESS ASSOCIATED WITH YOUR ACCOUNT; (III) THE ADDRESS ASSOCIATED WITH YOUR ACCOUNT; AND (IV) THAT YOU ARE EXERCISING YOUR RIGHT TO REJECT THIS ARBITRATION PROVISION (A "REJECTION NOTICE"). YOUR REJECTION NOTICE MUST BE RECEIVED WITHIN 90 DAYS AFTER THE OPENING OF YOUR ACCOUNT.IF YOUR REJECTION NOTICE COMPLIES WITH THESE REQUIREMENTS, THIS ARBITRATION PROVISION WILL NOT APPLY TO YOU, EXCEPT FOR ANY CLAIMS SUBJECT TO PENDING LITIGATION OR ARBITRATION AT THE TIME YOU SEND YOUR REJECTION NOTICE. ANY REJECTION NOTICE THAT COMPLIES WITH THIS PROVISION WILL APPLY TO BOTH US AND APPLE. REJECTION OF THE ARBITRATION PROVISION WILL NOT AFFECT YOUR OTHER RIGHTS OR RESPONSIBILITIES UNDER THIS ARBITRATION PROVISION OR THIS AGREEMENT

 

Link to post
Share on other sites
3 hours ago, hegemony said:

you assume too much... do you think they really know what GS is?

You mean the bank/investment firm that been's referred to as a vampire squid and that calls its customers "muppets"?  I think they're aware. And as much as I'd like to try out the Apple Card, it's enough to give me pause.

Link to post
Share on other sites
1 hour ago, Burdell said:

You mean the bank/investment firm that been's referred to as a vampire squid and that calls its customers "muppets"?  I think they're aware. And as much as I'd like to try out the Apple Card, it's enough to give me pause.

on the other hand... I'd do business with the devil if it improved my financial life.

Link to post
Share on other sites
31 minutes ago, hegemony said:

mine is on the chopping block...

I have considered it as well, as it is a join account with my wife and I can't even get CLIs online because they need both our authorizations for the request.  For now I just keep it and take the $75/quarter they'll give me with the 5% if it is convenient, but I will be going through a full review/ reshuffle after we close on the new house and I can very easily see this ending up in the scrap pile.

Link to post
Share on other sites
29 minutes ago, CTSoxFan said:

I have considered it as well, as it is a join account with my wife and I can't even get CLIs online because they need both our authorizations for the request.  For now I just keep it and take the $75/quarter they'll give me with the 5% if it is convenient, but I will be going through a full review/ reshuffle after we close on the new house and I can very easily see this ending up in the scrap pile.

I'm trying to decide in DCU visa, subprime discovery, or Vulture is next to die.

Link to post
Share on other sites
7 hours ago, CTSoxFan said:

I have considered it as well, as it is a join account with my wife and I can't even get CLIs online because they need both our authorizations for the request.  For now I just keep it and take the $75/quarter they'll give me with the 5% if it is convenient, but I will be going through a full review/ reshuffle after we close on the new house and I can very easily see this ending up in the scrap pile.

 

I have the same issue with joint accounts at BoA, Chase and USAA.  It's a major pain in the butt.  

 

But on the other hand, these 3 accounts were already very old before I added my sister-in-law and resulted in her very first FICO Score being around 780 with a ten year history.  

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.





  • Member Statistics

    • Total Members
      181,176
    • Most Online
      2,046

    Newest Member
    PoloBanks
    Joined
×
×
  • Create New...

Important Information

Guidelines