hegemony Posted June 30, 2020 Author Share Posted June 30, 2020 19 hours ago, StantheMan said: That's well and good but usually there's a station within shouting distance that's at least .10 cents a gallon cheaper than Exxon/Mobil and also accepts Apple Pay. I have three vehicles I would never put Arco, 7-11, etc. fuel in. ever. Burdell 1 Quote Link to post Share on other sites
smartlypretty Posted June 30, 2020 Share Posted June 30, 2020 3 hours ago, CTSoxFan said: This, plus I can get 5% on disco (this quarter), 5X points on F5 in certain quarters or 4% on my Costco card all the time, so 3% is not appealing, plus I have to hope that the pump actually works with Apple pay, which is unlikely. Saturday I redeemed the $10 credit against $25 of spending from Amex, but you had to use the BP app, and it hasn't credited yet, and that was annoying. It didn't want to take my card details (formatted for visa/mc) and I had to get mid-grade and cross my fingers - $26.14. Quote Link to post Share on other sites
StantheMan Posted June 30, 2020 Share Posted June 30, 2020 2 hours ago, hegemony said: I have three vehicles I would never put Arco, 7-11, etc. fuel in. ever. That’s certainly a valid point as some brands at lower cost stations use lower quality additives and detergents. At the same time stations such as Valero and Marathon are rated as top tier in those standards. hegemony 1 Quote Link to post Share on other sites
MP80 Posted July 2, 2020 Share Posted July 2, 2020 You can now manage your Apple Card online at Card.Apple.com. hegemony and Burdell 1 1 Quote Link to post Share on other sites
hegemony Posted July 2, 2020 Author Share Posted July 2, 2020 29 minutes ago, MP80 said: You can now manage your Apple Card online at Card.Apple.com. is there a luv button? MP80 1 Quote Link to post Share on other sites
Burgerwars Posted July 2, 2020 Share Posted July 2, 2020 2 hours ago, MP80 said: You can now manage your Apple Card online at Card.Apple.com. I just read about this. Only being able to manage your card through an iPhone app I thought was dumb. MP80, Kat58 and Burdell 2 1 Quote Link to post Share on other sites
hegemony Posted July 3, 2020 Author Share Posted July 3, 2020 (edited) Goldman explains Apple Card algorithmic rejections, including bankruptcies cp is linked in the story Edited July 3, 2020 by hegemony Quote Link to post Share on other sites
Rogue Posted July 3, 2020 Share Posted July 3, 2020 39 minutes ago, hegemony said: Goldman explains Apple Card algorithmic rejections, including bankruptcies cp is linked in the story Path to Apple Card apparently requires up to four months of “personalized steps” and monthly credit reviews. Depending on how the Path is customized for your circumstances, you may be required to make payments on time, lower your debt, and/or resolve past due balances, with the threat of immediate program termination in the event of a new bankruptcy, foreclosure, repossession of secured property such as a vehicle, or an account either going to collections or getting charged-off. While none of this is hugely onerous, it’s a lot of hoops to jump through for an Apple Card. LOL! @ a lot of hoops! Quote Link to post Share on other sites
cv91915 Posted July 3, 2020 Share Posted July 3, 2020 10 hours ago, Rogue said: you may be required to make payments on time centex, Burdell and Krish 3 Quote Link to post Share on other sites
centex Posted July 3, 2020 Share Posted July 3, 2020 10 hours ago, hegemony said: Goldman explains Apple Card algorithmic rejections, including bankruptcies cp is linked in the story LOL at the article spending so much time referencing the MF'ers and referring to them as "credit card mavens." Quote Link to post Share on other sites
MP80 Posted August 20, 2020 Share Posted August 20, 2020 Apple Card GS is reporting to Equifax. hegemony 1 Quote Link to post Share on other sites
hegemony Posted October 23, 2020 Author Share Posted October 23, 2020 I;m not sure why you'd use it on amzn to start with.. Amazon removing Apple Card as payment method Quote Link to post Share on other sites
cv91915 Posted December 21, 2020 Share Posted December 21, 2020 On 10/23/2020 at 12:37 PM, hegemony said: I;m not sure why you'd use it on amzn to start with.. Amazon removing Apple Card as payment method Glitch, apparently. Quote Link to post Share on other sites
hegemony Posted December 21, 2020 Author Share Posted December 21, 2020 Apple is allegedly working on a passenger car Burdell 1 Quote Link to post Share on other sites
Burdell Posted December 22, 2020 Share Posted December 22, 2020 On 7/2/2020 at 5:52 PM, MP80 said: You can now manage your Apple Card online at Card.Apple.com. I was just using BillPay from my primary checking account before they rolled this out. Quote Link to post Share on other sites
Burdell Posted December 22, 2020 Share Posted December 22, 2020 On 10/23/2020 at 3:37 PM, hegemony said: I;m not sure why you'd use it on amzn to start with.. Amazon removing Apple Card as payment method It's a MasterCard -- you can always just manually enter the card number if you still want to use your Apple Card to buy stuff on Amazon. hegemony 1 Quote Link to post Share on other sites
Burdell Posted December 22, 2020 Share Posted December 22, 2020 On 7/2/2020 at 5:56 PM, hegemony said: is there a luv button? No luv button per se, but you can use the customer service messaging feature on your iPhone to request a CLI. They just gave me one without my asking for it -- about a 25% increase. I've had my Apple Card for about 18 months now. Quote Link to post Share on other sites
hegemony Posted December 22, 2020 Author Share Posted December 22, 2020 1 hour ago, Burdell said: No luv button per se, but you can use the customer service messaging feature on your iPhone to request a CLI. They just gave me one without my asking for it -- about a 25% increase. I've had my Apple Card for about 18 months now. thanks for the info. Have you seen any reports of people getting above 40k? Quote Link to post Share on other sites
Burdell Posted December 24, 2020 Share Posted December 24, 2020 On 12/22/2020 at 3:23 PM, hegemony said: thanks for the info. Have you seen any reports of people getting above 40k? I don't know anyone personally with Apple Card limits that high. I've seen a few people on Reddit posting that their limits are 40k, and one that posted his limit was 82k, but I'm not sure I believe him. Most of my cards have limits between 20-30K, and my scores are in the low 800s with 100% on-time payment history and utilization under 10% and my initial credit line on the Apple Card was only 8500. They just bumped it up to 10,500. My accounts are all relatively young -- I think that's what hurt me on the initial credit limit. Quote Link to post Share on other sites
hegemony Posted December 24, 2020 Author Share Posted December 24, 2020 2 hours ago, Burdell said: I don't know anyone personally with Apple Card limits that high. I've seen a few people on Reddit posting that their limits are 40k, and one that posted his limit was 82k, but I'm not sure I believe him. Most of my cards have limits between 20-30K, and my scores are in the low 800s with 100% on-time payment history and utilization under 10% and my initial credit line on the Apple Card was only 8500. They just bumped it up to 10,500. My accounts are all relatively young -- I think that's what hurt me on the initial credit limit. thanks. My initial limit is 40k but as I've hardly used the card I'm not eager to test the CLI mechanism, Quote Link to post Share on other sites
CTSoxFan Posted January 3 Share Posted January 3 On 12/24/2020 at 10:38 AM, hegemony said: thanks. My initial limit is 40k but as I've hardly used the card I'm not eager to test the CLI mechanism, Same here, initial limit at $40k. I bought a new watch on the card and use it for recurring subscriptions so it gets monthly activity, but not much. hegemony 1 Quote Link to post Share on other sites
cv91915 Posted January 3 Share Posted January 3 TAD's finally moving up from a 6S Plus to a 12 Max Pro. If we had the Apple credit card we could go into the Apple Store and pay with Apple card/Apple Pay for 2% back (but I'd use my US Bank Altitude Reserve for 4.5% back). "But," you say, "the Altitude card has an annual fee." OK, my next choice for paying in person would be my Bank of America Travel Rewards Visa for 2.625% back. Alternately, we could buy the phone online and get 2% back with the Apple credit card (I'm assuming that apple.com takes Apple Pay), but I'd rather get 5.25% back in the online shopping category on my Bank of America Cash Rewards Visa. This Apple credit card serves no purpose. Krish 1 Quote Link to post Share on other sites
hegemony Posted January 6 Author Share Posted January 6 On 1/3/2021 at 6:43 AM, cv91915 said: TAD's finally moving up from a 6S Plus to a 12 Max Pro. If we had the Apple credit card we could go into the Apple Store and pay with Apple card/Apple Pay for 2% back (but I'd use my US Bank Altitude Reserve for 4.5% back). "But," you say, "the Altitude card has an annual fee." OK, my next choice for paying in person would be my Bank of America Travel Rewards Visa for 2.625% back. Alternately, we could buy the phone online and get 2% back with the Apple credit card (I'm assuming that apple.com takes Apple Pay), but I'd rather get 5.25% back in the online shopping category on my Bank of America Cash Rewards Visa. This Apple credit card serves no purpose. so someone wanted the new fangled air pod pros. I could have gone to the apple store and used the apple card and earned 3% cashback but amazon sells the same air pod pros for $217 instead of the $249 on apple.com and I was able to pay with my ICBC UnionPay card which is currently earning 7.5% cashback at amazon. cv91915 1 Quote Link to post Share on other sites
cv91915 Posted April 1 Share Posted April 1 (edited) I just ordered a new iPad for TAD and used my Bank of America Cash Rewards Visa for 5.25% back ($56.38). Apple Card pays what? 1%, boosted to 2% if you pay in person by banging your Apple Watch against a merchant's payment terminal? Not an option here, as I ordered it from Apple's web site. At 1% back, the Apple Card would have gotten me $10.74 (81% less cash back on the same purchase) At 2% back paid in person with timekeeping jewelry, that would have been $21.48 back (62% less). At 3% back (shown in some screen images but never explained on the pages I consulted), that would be $32.22 (43% less). Edited April 1 by cv91915 Quote Link to post Share on other sites
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.