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omann

I won but account wont get removed from credit report??

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A debt collector sued me. I won and the case was dismissed without prejudice. The account still shows in collection in my credit report for several years even after disputing with the credit bureaus and informing them of the case. Is it possible to legally have this removed from my credit report? 

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Posted (edited)

Prevailing in litigation does not obligate a third-party to delete the record unless you SPECIFICALLY have some Order from the Court that grants such relief.  All a dismissal means is that the Plaintiff failed to meet their burden in that specific case.  Even a dismissal with prejudice that precludes a re-filing carries no obligation to cease reporting...UNLESS such is included in the relief granted by the Court.  And since THIS dismissal was WITHOUT prejudice, the Plaintiff (or successor in interest) reserves the right to re-file their claims.

 

Did your Motion include a request for relief and, if not, why not?

Edited by centex

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