Jump to content

Iamawriter

How to prevent collection agency reporting

Recommended Posts

Received a call from a collection agency about a bill that I "knew" was not mine.  Sent a letter to the CA who sent a copy of the bill.   Turns out the OC was  the local fire department for a first responder call.  I did not get a bill from the fire department.  Contacted the OC who told me they would not pull the file back from the CA but I can send them the payment and they will let the CA know.  Told me that they did not control any info sent to the credit bureaus.  What's the best way to ensure no reporting, or if the CA reports to make sure negative info is removed. Wondering if I should contact the OC again and get a manager instead of a "lead" billing agent.  Thanks!

Share this post


Link to post
Share on other sites

The BEST way to try and preclude reporting is a very thorough and specific letter disputing the matter.  Generic cut-and-paste tripe tends to ensure the matter reports.  Specificity may not ALWAYS carry the day but it more often than not WILL accomplish the end goal...

Share this post


Link to post
Share on other sites

After talking to the OC, the bill is mine from a fall I took in Home Depot when  the paramedics were called.    I was not previously aware of a bill.  When you say 'dispute" are you using the term loosely and mean to clearly define how I did not receive a bill from the fire department (the OC says they sent 1 or two invoices) and just now getting a copy of the bill from the CA?      I do not want ANYTHING negative on my report. Thanks in advance for your help.

Share this post


Link to post
Share on other sites
2 hours ago, Sidewinder said:

"lama writer?"

 

: \

 

 

 

Tough call, but I'd say smart money is on ...

 

I am a writer

 

"A" for effort, though. ;)

Share this post


Link to post
Share on other sites
Posted (edited)
55 minutes ago, Sidewinder said:

LAMA WRITER!!!!!!!

 

 

There’s a simple method to definitively prove it is “I am a writer,” but do I really have to prove you an idiot in the process?

Edited by PotO

Share this post


Link to post
Share on other sites
23 hours ago, PotO said:

 

There’s a simple method to definitively prove it is “I am a writer,” but do I really have to prove you an idiot in the process?

Six years on CreditBoards, and PotO's never met Sidewinder...

Share this post


Link to post
Share on other sites
22 minutes ago, Sidewinder said:

Six years on CreditBoards, and PotO's never met Sidewinder...

 

Never met George or Tophy either.  

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Today's Birthdays

    No users celebrating today.
  • Member Statistics

    • Total Members
      176,872
    • Most Online
      1,528

    Newest Member
    victorykid1412
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines