NEW?? Chex Account

[dredee0]

One United Bank, out of LA, Boston, and Miami, has a new account for those who are in Chexsystems.  It simply requires an online application, to which you get an INSTANT approval with account number, but you MUST fund the account with a debit/credit card.  I have no desire for Overdraft protection. its $12/month as a fee. It takes about 3 days for the initial deposit to show up and seven business days for the debit card.  NO CHECKS with the account either!!!  Still, its far better than the prepaid cards and its a real account.  Im unsure about Square/Cash App/Venmo, etc.  Will update later.

[tmcgill]

Thanks for the update.

[mckbulldog02]

On 5/30/2019 at 5:19 PM, dredee0 said:

One United Bank, out of LA, Boston, and Miami, has a new account for those who are in Chexsystems.  It simply requires an online application, to which you get an INSTANT approval with account number, but you MUST fund the account with a debit/credit card.  I have no desire for Overdraft protection. its $12/month as a fee. It takes about 3 days for the initial deposit to show up and seven business days for the debit card.  NO CHECKS with the account either!!!  Still, its far better than the prepaid cards and its a real account.  Im unsure about Square/Cash App/Venmo, etc.  Will update later.

I was denied today 06/03/2019 due to chexsystems 

[dredee0]

22 hours ago, mckbulldog02 said:

I was denied today 06/03/2019 due to chexsystems 

wait denied for the regular account or denied for the freshstart?  I have the U2 fresh start checking.

[mckbulldog02]

1 hour ago, dredee0 said:

wait denied for the regular account or denied for the freshstart?  I have the U2 fresh start checking.

I was denied for the U2 fresh start account 

[dredee0]

OH wow. Sorry to hear.  Woodforest may be another option.  Any clue whats on your reports? I owe nothing over $1000 and all of it is at least two years old.  I did get approved and remained open with Wells Fargo.