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shazz

early warning dispute services

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hello, i need help to file dispute on early warning and chexsystem

 

i was added to my ex gf bank of america account after a couple months she made a transaction of sending money to someone, for some reason they considered the transaction to be fraudulent and closed the account also they reports both our names to be flagged in the system duw to which i cannot open any account from now on, every bank denied me from opening account

i dont have contact with my ex, i also dont know much about the transaction that happened

how can i dispute this and will my dsipute be successful and make my name clean

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welcome to CB!

 

when you are denied a account you should be provided with a written notice that also includes how to obtain a copy of your report. have you obtained a copy? how exactly is the account reporting?

 

it sounds like you were added as a joint account owner so as far as BOA and others are concerned it is just as much your bad account as your ex's. how old is the bad account?

 

there may be other regional banks and CUs that might approve you. there is a list of them in this subforum.

 

good luck!

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Yes, as hegemony posted, let us know if you need suggestions for a local bank. Reply with your city and state. Others may have suggestions on banks or credit unions in your area.

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