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App for Marv

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Credit Application: Auto Loan

Your Age: 53

Your Equifax Credit Score: 680
Your Experian Credit Score: 560
Your TransUnion Credit Score: 692

How long have you been on file with the CRA?s? 10+ years

Previous Automotive Credit History: 3 paid auto loans
Do you have an open auto loan? No
Will this loan be a trade-in? N/A
Number of late pays within the last 12 months on the currently open loan? None
Number of late pays within the last 13-24 months on the currently open loan? None
Current open auto loan is financed with?
Current open auto loan payment is?
Estimated amount you may be upside down in this vehicle?
Rate your payment history on this open auto loan from 1-10 (10=BEST) 

Revolving Credit History: None Open, 10-12 are all now "IIB
Total number of revolving accounts?
Total percent utilization overall? 0-Percent

Your Information:
How long at residence? 2-years
Rent/Homeowner/Live with relative? Rent/ $750-month
How long at current job? 8-Years
Total Provable MONTHLY GROSS INCOME? $36,000
Provable via computerized paystub or what method? Tax Returns/Bank Statements

Your Downpayment in CASH: $5,000-CASH
Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT.

Does any credit repository contain any Public Record?  Yes....BK7...Filed 4-2010 & Discharged 7-2010......BK7...Filed 2-2019 & Discharged 5-2019
Is so, please describe.

Does any credit repository contain any Collection Account(s) No, reporting as "IIB"
If so, please describe.

New or Used Vehicle you are considering; please describe: 2016 VW Tiguan

Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit:
Installment Credit History: A+ up until Recent BK7
Revolving Credit History:  "         "          "        "         "


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If you read the pinned thread where you copied the application from, it clearly explains what the arrow would mean.  You should go back and read it. 


Green arrow means likely approved, based on the info you provided and Marv's experience as a F&I manager.  It is not in any way a guarantee.

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