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best way to start a line of credit

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I need to get a line of credit. At wells fargo they told me to set up an account with them and after a few months i will have a better chance of getting approved for a credit card, i started an account but is there anything else i can do to have a better chance of getting approved?  

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If you have a couple hundred 'spare' dollars laying around you could always get a secured credit card through WF. That's how a lot of people restart their credit. After you've paid it regularly for a while...I think it's a year...they give you your startup money back and up your limit. As the time goes by, you make your payments on time, etc. they keep raising the limit. It's as good a way as any and I'm surprised the WF person didn't suggest it to you.

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So is getting into a bank like WF better than going to a local community bank?


I do like the secured card idea of WF. Never thought of that

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