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Credit Application:

Your Age: 43

Your Equifax Credit Score: 658
Your Experian Credit Score: 660
Your TransUnion Credit Score: 649

How long have you been on file with the CRA?s? 14

Previous Automotive Credit History: YES ( I have had 4 paid off car loans with the current car being paid off in 2015)
Do you have an open auto loan? NO
Will this loan be a trade-in? NA
Number of late pays within the last 12 months on the currently open loan? NA
Number of late pays within the last 13-24 months on the currently open loan? NA
Current open auto loan is financed with? NA
Current open auto loan payment is? NA
Estimated amount you may be upside down in this vehicle? NA
Rate your payment history on this open auto loan from 1-10 (10=BEST) NA

Revolving Credit History:
Total number of revolving accounts? 12
Total percent utilization overall?43%

Your Information:
How long at residence? 2 MONTHS (MILITARY AND WILL MOVE AGAIN SHORTLY)
Rent/Homeowner/Live with relative? Rent
How long at current job? 20 years 6 months
Total Provable MONTHLY GROSS INCOME?
Provable via computerized paystub or what method? $8500

Your Downpayment in CASH: $1000
Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT.

Does any credit repository contain any Public Record?
Is so, please describe. NO

Does any credit repository contain any Collection Account(s)
If so, please describe. NO

New or Used Vehicle you are considering; please describe: New 2019 Ram Promaster build price is approximately $42k before rebates.

Your creditworthiness on a scale of 1-10 with 10 being the best:
OVERALL credit:
Installment Credit History:9
Revolving Credit History:7

 

Additionally, I am trying to purchase before I get back to California in July, any hints and tips for phone/email/online negotiations?

 

Aloha and Thank you!

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7 hours ago, fisx1 said:

Additionally, I am trying to purchase before I get back to California in July, any hints and tips for phone/email/online negotiations?

 

No tips for this sorry,  I seldom do this,  Maybe once a year in my position,  Perhaps some salespeople who are members or are employed in another aspect of the business might help you out there.

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Thanks a bunch... Now to just work on that long distance relationship...lol

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