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Barclays recon puts additional HP


greendude
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The last post in this topic was posted 1243 days ago. 

 

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Barclays declined my business card app with the reasons being 

"There arent enough trade lines" and "Credit limits are too low" - guessing they must be looking at DNB or some other Business Credit report ? 

WTF would "Not Enough Trade Lines" matter for a 7 yr old business for them when it didnt matter to Amex, BofA, Chase, Citi. They all gave me multiple cards at the same time as Barclays app. 

 

When I called to recon and spoke to a credit analyst, they declined again. This time there was only one reason - "Too many inquiries on credit profile". The guy had said he sees 4 inquiries within a month and thats aggressive credit seeking.  No new inquiries had gone in after they pulled the first time. But they came up with a new reason altogether. 

 

Anyway, the recon put another hard inquiry on the report. Idiots. 

 

 

 

 

 

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14 hours ago, hegemony said:

on what basis did you advocate for recon?

IDK really. Because I got from the all the others I guess. And I thought I'd explain that business hasn't established credit in Business Credit Reports yet and since cards go by personal it should get approved like the others if looked at by an analyst manually. 

I thought since its already done a HP, it cant hurt to recon. Didn't realize they'd HP again in one day. 

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