Loan from school. Private loan?

[Garnet]

I’ve been receiving emails from a school I attended 10+ years ago. 

 

They are a large state public university and have recently started sending me emails and letters stating that I owe them for small loans given by the university themself. Of course these small loans (maybe two $500?) have now suddenly become thousands. 

 

I have no recollection of these (although they may be correct). I have consolidated Federal loans that I’ve been paying for years and am current on. 

 

Are these loans considered private loans? If so the SOL has long since run out. I haven’t replied to any of the emails or the statement I received via snail mail. 

 

Thanks for your advice!

[centex]

The fact that you reference it as a State institution could be a complicating factor which impacts licensing.  A growing number of States have implemented legislative efforts that give an ability to suspend various licenses for non-payment of monies owed to the State.  This includes professional licenses in addition to vehicle registration and driver licenses...

 

Emails are not what I could consider a valid manner of communication in a matter such as this.  The snail mail communication you indicate that you received is something that you should provide a detailed reply to so that you have taken the constructive step of preserving your rights.  DO NOT play ostrich and stick your head in the sand, doing nothing! 

[Garnet]

I wasn’t aware of the restrictions on licenses, etc.

 

I’ll reply to the one statement I received. 

 

Thanks much!