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Lots of people carry credit cards on the road for expenses, but often they’ll end up buying things that aren’t reimbursable. It happens to everyone who travels. Then, over time, you accidentally run up credit card debt.

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The university refunds me for these expenses, which always run $300 to $400 per trip, but usually it takes about three weeks for this to happen.


So in other words...they ARE getting reimbursed during the same billing cycle.  Sounds like they are simply irresponsible.

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What do credit cards have to do with buying things that aren't reimbursable? 


I would be out the same amount of money if I had paid the hotel gift shop in cash or with a debit card for these Orlando-themed nipple clamps.

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Posted (edited)

The point of Hege's post is the nuttiness of using a debit card. The whack job is telling the person who wrote in the question  that she needs to set up another bank account with a debit card attached and initially add $500!



and when they reimburse you, you’ll put the reimbursement check directly into your travel account. After you get the initial $500 in there, your travel account will run off your reimbursement checks.

This is insane on multiple levels.


1. As noted by other posters, the billing cycle on a credit card is long enough to get reimbursed.

2. A debit card with $500 in the bank is not going to cover much travel/hotel expenses. Really!


Just completely insane advice. She should just get a second (at least) credit card only for travel expenses and get on with his/her life.


But what can you expect from DR? He only has a hammer and everything looks like a nail.

Edited by cashnocredit

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I've used a debit card in the past for travel before I had a credit card. I could easily charge up over $500 just in "hold" fees for rental car, hotel "incidental holds", etc. Just get a credit card for travel, and don't use it for anything else. I ended up getting an Amex Gold card as we were charging over 9k a month in travel alone. Man I miss those points... 

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