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XScottX

Dumb CC rotation question

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I have 2 cards that are toy limits, and essentially useless. 

 

One has 500 the other 700

 

Then I have 2 others 

 

3500/

14500

 

I paid off the 2 toys and havent used the one with 3500 at all. The toys will graduate after time, but how do i rotate them? 

 

The highest limit card i have been using for everything, then pay it off at the end of the week or every couple weeks. 

 

Do i just buy a tank of gas with the 3 small ones and pay it off when i return home? 

 

 

What happens if theyre not used at all any more? All 4 of them are less than 6 months old, hell less than 4 months old really. 

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There is zero need to pay weekly or even every other week.  Just make note of the reporting date and ensure you have 1) paid at least the minimum due by the due date and 2) pay the balance before the reporting date if you wanted it to show a zero balance.

 

As far as use on cards to prevent closure, just once every few months should be sufficient. 

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6 hours ago, XScottX said:

I have 2 cards that are toy limits, and essentially useless. 

 

One has 500 the other 700

 

Then I have 2 others 

 

3500/

14500

 

I paid off the 2 toys and havent used the one with 3500 at all. The toys will graduate after time, but how do i rotate them? 

 

The highest limit card i have been using for everything, then pay it off at the end of the week or every couple weeks. 

 

Do i just buy a tank of gas with the 3 small ones and pay it off when i return home? 

 

 

What happens if theyre not used at all any more? All 4 of them are less than 6 months old, hell less than 4 months old really. 

 

I have cards that rarely see the light of day, too.  What I do is every three months pull them out and use them on my AT&T cell phone bill.  If my bill is, for example, $100, I go online and make ten $10 payments with each of ten cards.  Five minutes after that, I go into my online banking and push a $10 payment to each card.  

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19 minutes ago, BravoSierra said:

+1 to both the above

I buy a $2 amazon gift card every 3 months or so

 

That's also an excellent method.  :)

Edited by PotO

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