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Ppdyssy9153

Rebuilding Credit

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We’re trying to rebuild my husband’s credit. He’s had two Capital One credit cards which he’s been paying in full and on time each month, but we realized they’re not being reported to the credit bureaus. He’s called Capital One and keeps getting the run around and being told they they’ll report, but they never do. 

I have good credit and a different Capital One card that is reported to the bureaus each month. Since he has poor credit, are they simply not reporting because they’re discriminating? I know they’re not legally required to report, but does he have any options or leverage here? 

Is it better to cut his losses and apply for a new card? Has anyone had a good experience with specific credit cards to help rebuild credit? Or should I add him as an authorized user? 

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Welcome.

 

Where are you getting the reports that do not show the Capital One cards reporting?

 

How long ago were the cards opened?

 

Edited by cv91915

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